[AI] In which bank should I open a savings account?

Rishi Kewalramani rishi.kewalramani at gmail.com
Fri Dec 14 11:33:02 EST 2018


Preferably one should  choose a branch near his or her  place.
There are HDFC branches in every nook and corner  of Bangalore.
Mine is the Kalyan Nagar branch if that helps...
Your friend can meet Ms. Anupriya or Mr. Arif in this Branch.
But as I said Bangalore is a big place, and its better to choose one's main
branch in the area   wich is easily reachable because there are some
formalities that the bank requires you to go to one's branch where he or she
has opened the account.
Ofcourse for all other daily regular transactions, one can do it in any
branch all over India.
Since I stay in Kalyan Nagar, I opened my account here itself.
So Kalyan Nagar branch becomes my  headquarter  main branch as far as my
account is concerned.
HTH

-----Original Message-----
From: AccessIndia [mailto:accessindia-bounces at accessindia.org.in] On Behalf
Of shankar.c at tech-accessibility.in
Sent: 14 December 2018 07:59 PM
To: 'AccessIndia: a list for discussing accessibility and issues concerning
the disabled.'
Subject: Re: [AI] In which bank should I open a savings account?

Hi Rishi,
Hope you are residing in bangalore.
1 of my friend is also willing to open an account from the hdfc bank.
So, possible, could you please share the branch details, so that, he can
also benefited the same.

-----Original Message-----
From: AccessIndia <accessindia-bounces at accessindia.org.in> On Behalf Of
Rishi Kewalramani
Sent: Friday, December 14, 2018 6:54 PM
To: 'AccessIndia: a list for discussing accessibility and issues concerning
the disabled.' <accessindia at accessindia.org.in>
Subject: Re: [AI] In which bank should I open a savings account?

They have 2 types.
One is the basic one, which is 250 per annum And the other one is around 550
per annum with more facilities like more withdrawal amount per day etc.
I'm a basic user, hence went with the basic one, that is, 250 per annum.
HTH
Rishi

-----Original Message-----
From: AccessIndia [mailto:accessindia-bounces at accessindia.org.in] On Behalf
Of Harish Kapoor
Sent: 14 December 2018 02:42 PM
To: AccessIndia: a list for discussing accessibility and issues concerning
the disabled.
Subject: Re: [AI] In which bank should I open a savings account?

Dear Rishi
Have you asked HDFC bank about annual charges of their ATM/debit card?

On 12/13/18, Rishi Kewalramani <rishi.kewalramani at gmail.com> wrote:
> A Big Big thank you to each one who replied to this thread- your 
> inputs were very informative indeed.
> Weighing all the pros & cons, I finalized on HDFC.
> Went to one of the branches near my home, and doing all the 
> formalities to open an account was a breeze.
> The staff were very courteous and understanding and very helpful indeed.
> Infact I forgot to carry my photo, and one of the managers drove me 
> home, collected my photo and went back to the bank. And then he again 
> left me back home.
> You guys were right- customer service and eagerness to help customers 
> and bringing things to a logical conclusion asap is really nice in the 
> private banks.
> The manager and staff assured me that I and my needs will be attended 
> to properly each time I visit the bank or  even over the phone.
> Amazing customer service towards V I- kudos to HDFC.
> Also being partially sighted, I like places that are well lit, clean 
> and not cluttered, and I really liked HDFC's branch in this respect.
> Very brightly lit up and not a fish market, smiles.
> Yes, 10k is the minimum balance to maintain, but it gives such a peace 
> of mind when transacting  with the bank, either in person or over the 
> phone or net banking.
> Just hope that they  are understanding and helpful always and really 
> walk the talk, smiles.
> So thanks guys for your valuable inputs. I'm happy and satisfied.
> Warm regards,
> Rishi
> -----Original Message-----
> From: AccessIndia [mailto:accessindia-bounces at accessindia.org.in] On 
> Behalf Of Sunil Sangtani.
> Sent: 13 December 2018 01:40 PM
> To: AccessIndia: a list for discussing accessibility and issues 
> concerning the disabled.
> Subject: Re: [AI] In which bank should I open a savings account?
>
> hi rishi,
> amit has given all the right answers already! :).
> the hdfc and icici banks are good and accessible. the mobile app for 
> icici bank on android is  not as much good as it suppose to be but 
> website is perfectly alright.
> there are high chanses that you have to go threw all the conseltation 
> process to open a bank account in banks like sbi and other.
> the private banks are easy to deal with in such scenarios.
> the only bad thing is that the minimum balance limit that is 10000 in 
> both icici and hdfc.
>
> On 12/12/18, Rishi Kewalramani <rishi.kewalramani at gmail.com> wrote:
>> Hi Dear friends,
>> I wanted to open a savings bank account.
>> Hence wanted to finalize on a bank that is user friendly with respect 
>> to accessibility, good customer service etc for the V I.
>> What would be some good banks to look forward to?
>> HDFC or ICICI  or City bank or kotak or yes bank etc?
>> I was thinking of HDFC.
>> Will it be a hastle free process in HDFC without denying any facility 
>> like Net banking, Debit card etc for the V I?
>> I'm open to any bank as long as its website and mobile app is 
>> accessible for net banking and their customer service is good.
>> Looking forward to all of your valuable inputs, This is a little 
>> urgent, hence would appreciate prompt replies, many Thanks in advance 
>> friends, sincere regards, Rishi
>>
>>
>>
>>
>>
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