[AI] RBI for waiving ATM charges for senior citizens, differently-abled

Ajay Minocha ajayminocha2 at gmail.com
Sat Apr 7 10:52:13 PDT 2012


Hi mam,
Thanks for such a nice info. I am very glad to see that awairness has
started to shift it's gears specially for people with disabilities. A
very nice and appreciable moovement from RBI.
regards

On 4/7/12, harish <harish at accessindia.org.in> wrote:
> Hi
> I was smiling while reading this info. Recently, at this list some were sour
> because A bank had segregated blind users, if we get benefit by such
> measures, we don't mind if we are discriminated this way.
>
> No offence meant.
> Harish.
>
> ----- Original Message -----
> From: "padmanabham" <padmanabam.muppa at gmail.com>
> To: <accessindia at accessindia.org.in>
> Sent: Saturday, April 07, 2012 7:43 PM
> Subject: Re: [AI] RBI for waiving ATM charges for senior
> citizens,differently-abled
>
>
> vov,
> useful information.
>                 Padmanabham Muppa.
> ----- Original Message -----
> From: "Vaishnavi Jayakumar" <jayakumar.vaishnavi at gmail.com>
> To: <accessindia at accessindia.org.in>;
> <tn_disabilityright_forum at yahoogroups.co.in>; "whats-disabling"
> <whats-disabling at googlegroups.com>; <suds105 at yahoo.com>; "Dhana Sekar"
> <anusuya.dhana at gmail.com>; "Meenakshi Balasubramaniam"
> <meenakshi.rajivrajan at gmail.com>; "Rajiv Rajan" <rajiv.alathur at gmail.com>;
> "Smitha SS" <omshubam at gmail.com>
> Sent: Saturday, April 07, 2012 7:14 PM
> Subject: [AI] RBI for waiving ATM charges for senior
> citizens,differently-abled
>
>
> RBI for waiving ATM charges for senior citizens, differently-abled
>
> *SOCIAL BANKING*
>
> *Mumbai, April 6: *
>
> The Reserve Bank of India wants banks to do senior citizens and
> physically/visually challenged customers a good turn.
>
> The banking regulator wants banks to see if these category of customers can
> be allowed unlimited number of ATM transactions at any bank ATM. It also
> wants the annual ATM card fee waived for these customers.
>
> Since senior citizens and physically challenged persons will use ATMs only
> for genuine purposes, banks could allow them to use any bank ATM for any
> number of times, said Mr S. Govindan, General Manager, Union Bank of India.
>
> Currently, banks allow their customers to use other bank ATMs without any
> charge five times a month. “Once the limit on the number of transactions at
> other bank ATMs is removed, then a senior citizen or a physically
> challenged person can go the ATM nearest to him any number of times without
> fear of a fee,” explained Mr Govindan. With senior citizens travelling
> across the country either to be with their children, or visit relatives, or
> on pilgrimage, the liberty to use any bank ATM without a cap on the number
> of transactions would prove beneficial.
> ATM card fee
>
> Banks will be willing to waive the annual ATM card fee to encourage senior
> citizens and handicapped persons to move to alternative banking channel
> (ATM), said a banker. Some banks charge Rs 100-500 as annual ATM card fee.
> Doorstep banking
>
> The RBI also wants banks to explore the possibility of providing doorstep
> banking service to the physically challenged.
>
> Mr Govindan said providing this service could be a challenge. However, down
> the line this could be done once banks have sufficient number of Business
> Correspondents.
>
> Last year, the RBI-appointed Damodaran Committee on Customer Service had
> recommended that banks could disburse pension to sick and disabled
> pensioners at their doorstep by utilising the services of Business
> Correspondents.
> Pensioners' plea
>
> Pensioners' Associations across the country had represented to the
> Committee that for pensioners above the age of 80 and those who are
> sick/disabled in rural and semi-urban areas, there should be some
> arrangements to disburse the pension at the doorstep through vans or
> through Business Correspondents.
>
> The Committee felt that such special treatment is required for this class
> of pensioners.
>
> *kram at thehindu.co.in*
>
> thehindubusinessline.com
> http://www.thehindubusinessline.com/industry-and-economy/banking/article3287992.ece
>
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-- 
Ajay Minocha
Mob : +91-7827188455
E mail : ajayminocha2 at gmail.com
ajaymanucha at gmail.com
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