[AI] Moderator: Re: PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS

aisha sahani mailtoaishasahani at gmail.com
Sun Jun 6 02:25:00 EDT 2010


its a fantastic news.
thanks to both PNB,
and banking ombudsman for making this possible.

i would just like to let everyone remind, that the circular is
available on prateek's website.
i tell you guys, this man is doing some extremely noble service to community.
heads off, prateek.


aisha sahani.


On 6/4/10, Rahul Gambhir <rahul.gambhir88 at gmail.com> wrote:
> Hello all,
>
> This Circular is a result of a 6 months long crusade held between PNB,
> and banking ombudsman. Last year I filed a complaint with RBI banking
> ombudsman office.
> In March 2010 PNB communicated through a letter to me that they will
> come out with a policy on the subject matter till 31st may.
>
> Last month PNB communicated through a letter to collect a global
> credit card, and requested to close the complaint from  BO office.
> This credit card is similar to a normal VISA card but an additional
> feature is that they have prefixed my passport size photograph on the
> card.
> The amazing part of the story is that card has been issued to me on
> thumb impression.
>
> PNB has provided me with all the banking services, internet banking,
> debit card, and now this credit card, but all of the products took
> more than a year to be issued as all of the times I had to nock the
> dors of reserve bank .
>
> I am relief to know that now PNB has come out with a circular and
> fulfilled its commitment to banking ombudsman.
>
> Thanks
> Rahul Gambhir
>
> On 6/3/10, harish <harish at accessindia.org.in> wrote:
>> Hello all
>>
>> This thread is now simply dragging without serving any purpose.
>>
>> This thread is now closed.
>> Harish Kotian
>> Moderator.
>>
>> ----- Original Message -----
>> From: "BHAWANI SHANKAR VERMA" <bsvermadurg at gmail.com>
>> To: <accessindia at accessindia.org.in>
>> Sent: Thursday, June 03, 2010 6:26 PM
>> Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
>>
>>
>>> also would like to add one thing that a complainent is having laptop
>>> costing around Rs.35000/- and a screen reading software installed in it,
>>> costing around Rs.20000/- a broad band connection, paying the bill
>>> amounting to Rs.300/- per month. and a wireless lan modem costing around
>>> Rs.2000/- total cost around Rs.58000/- a complainent may deduct the cost
>>> of screen reader if he is using crack.
>>>
>>> thanks.
>>>
>>> ----- Original Message -----
>>> From: "Kamal Verma" <kamalverma at pnb.co.in>
>>> To: <accessindia at accessindia.org.in>
>>> Sent: Thursday, June 03, 2010 4:34 PM
>>> Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
>>>
>>>
>>>> Let the people file a litigation with the Ombudsman against PNB that how
>>>> a blind can afford such expensive devices in a poor country like ours.
>>>> But they still need credit cards. Let us see what the Ombudsman decides.
>>>> Kamal Verma.
>>>> ----- Original Message -----
>>>> From: "Asudani, Rajesh" <rajeshasudani at rbi.org.in>
>>>> To: <accessindia at accessindia.org.in>
>>>> Sent: Thursday, June 03, 2010 1:52 PM
>>>> Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
>>>>
>>>>
>>>>> So, I can read my statement online.
>>>>> I wonder why  PNB does  not require that I have a functioning Personal
>>>>> computer with screen reader installed on it and with active internet
>>>>> connection! and also that I ensure nobody spies on me when I use such a
>>>>> gadget to read my statement!
>>>>>
>>>>> And, yes, even if I don't have a voice-enabled mobile and ask anyone to
>>>>> read out the messages, they cannot know anything but the amount of
>>>>> transaction and date thereof.
>>>>> It is not possible to forge card details from it.
>>>>>
>>>>>
>>>>> My friends, give up the habit of "My country, write or wrong", and do
>>>>> not justify any arbitrary conditions merely because your own
>>>>> institution
>>>>>
>>>>> prescribes them, or they are high-sounding technological gadgets which
>>>>> we want to make compulsory.
>>>>>
>>>>>
>>>>>
>>>>> Regards
>>>>>
>>>>> "Perhaps our role on this planet is not to worship God-- but to create
>>>>> Him."
>>>>>
>>>>>                                        --Arthur C. Clarke
>>>>>
>>>>> (Rajesh Asudani)
>>>>>
>>>>> Assistant General Manager,
>>>>> Reserve Bank of India
>>>>> Nagpur
>>>>> 09420397185
>>>>> O: 0712 2806676
>>>>> Res: 0712 2591349
>>>>>
>>>>>
>>>>>
>>>>>
>>>>> -----Original Message-----
>>>>> From: accessindia-bounces at accessindia.org.in
>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Kamal
>>>>> Verma
>>>>> Sent: Thursday, June 03, 2010 1:28 PM
>>>>> To: accessindia at accessindia.org.in
>>>>> Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
>>>>>
>>>>>
>>>>> Each transaction is communicated through SMS immediately after
>>>>> transaction
>>>>> happens and no any ceiling or floor amount. Statement can be viewed in
>>>>> its
>>>>> website.
>>>>>
>>>>> Thanks.
>>>>>
>>>>> Kamal Verma
>>>>> ----- Original Message -----
>>>>> From: "Asudani, Rajesh" <rajeshasudani at rbi.org.in>
>>>>> To: <accessindia at accessindia.org.in>
>>>>> Sent: Thursday, June 03, 2010 1:06 PM
>>>>> Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
>>>>>
>>>>>
>>>>>> Well, I believe  you can always download your credit card statements
>>>>>> from
>>>>>> the website.
>>>>>> Online checking is also possible.
>>>>>> Only SMS required to be sent is in case of transaction involving more
>>>>>> than
>>>>>> Rs. 5000.
>>>>>> So. what happens when A vi has the intimations and statements checked
>>>>>> by
>>>>>> any other means than voice enabled mobiles?
>>>>>> And I am curious how many SMS it takes to send a monthly credit card
>>>>>> statements?
>>>>>> I believe it is not wise to do so.
>>>>>> A soft copy coupled with online facility for statements is the norm.
>>>>>> All said and done, I smell PNB'S arbitrariness in having the
>>>>>> requirement
>>>>>> of mobile phone with voice which would cost me between Rs. 15 and 20
>>>>>> Thousand.
>>>>>>
>>>>>>
>>>>>> Regards
>>>>>>
>>>>>> "Perhaps our role on this planet is not to worship God-- but to create
>>>>>> Him."
>>>>>>
>>>>>>                                        --Arthur C. Clarke
>>>>>>
>>>>>> (Rajesh Asudani)
>>>>>>
>>>>>> Assistant General Manager,
>>>>>> Reserve Bank of India
>>>>>> Nagpur
>>>>>> 09420397185
>>>>>> O: 0712 2806676
>>>>>> Res: 0712 2591349
>>>>>>
>>>>>>
>>>>>>
>>>>>> -----Original Message-----
>>>>>> From: accessindia-bounces at accessindia.org.in
>>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Kamal
>>>>>> Verma
>>>>>> Sent: Thursday, June 03, 2010 12:20 PM
>>>>>> To: accessindia at accessindia.org.in
>>>>>> Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
>>>>>>
>>>>>> Because credit card transactions and statements are sent through SMS
>>>>>> only.
>>>>>> Kamal Verma
>>>>>> ----- Original Message -----
>>>>>> From: "Mahesh Panicker" <maheshspanicker at gmail.com>
>>>>>> To: <accessindia at accessindia.org.in>
>>>>>> Sent: Thursday, June 03, 2010 11:58 AM
>>>>>> Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
>>>>>>
>>>>>>
>>>>>>> good to see PNB doing something positive for the visually challenged.
>>>>>>> one clarification though, why is PNB insisting on a voice enabled
>>>>>>> phone? would a screenreader enabled laptop or a netbook do instead?
>>>>>>> and hopefully, the PNB follows this initiative with meaningful
>>>>>>> actions
>>>>>>> so that people need not blaim the organization itself.
>>>>>>>
>>>>>>> On 6/3/10, Kamal Verma <kamalverma at pnb.co.in> wrote:
>>>>>>>> Welcome Sir!
>>>>>>>> ----- Original Message ----- From: "Asudani, Rajesh"
>>>>>>>> <rajeshasudani at rbi.org.in>
>>>>>>>> To: <accessindia at accessindia.org.in>
>>>>>>>> Sent: Wednesday, June 02, 2010 4:28 PM
>>>>>>>>
>>>>>>>> Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
>>>>>>>>
>>>>>>>>
>>>>>>>> > Well, I will apply for credit card with PNB!!!!!!
>>>>>>>> > (Smile)
>>>>>>>> > No, will make another earning blind to do so, instead, who is not
>>>>>>>> > a
>>>>>>>> central banker!!!
>>>>>>>> >
>>>>>>>> >
>>>>>>>> > Regards
>>>>>>>> >
>>>>>>>> > "Perhaps our role on this planet is not to worship God-- but to
>>>>>>>> > create
>>>>>>>> Him."
>>>>>>>> >
>>>>>>>> >                                       --Arthur C. Clarke
>>>>>>>> >
>>>>>>>> > (Rajesh Asudani)
>>>>>>>> >
>>>>>>>> > Assistant General Manager,
>>>>>>>> > Reserve Bank of India
>>>>>>>> > Nagpur
>>>>>>>> > 09420397185
>>>>>>>> > O: 0712 2806676
>>>>>>>> > Res: 0712 2591349
>>>>>>>> >
>>>>>>>> >
>>>>>>>> >
>>>>>>>> > -----Original Message-----
>>>>>>>> > From: accessindia-bounces at accessindia.org.in
>>>>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf
>>>>>>>> Of Kamal Verma
>>>>>>>> > Sent: Wednesday, June 02, 2010 12:26 PM
>>>>>>>> > To: accessindia at accessindia.org.in
>>>>>>>> > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
>>>>>>>> >
>>>>>>>> > How the people blame that PNB ignores the blind community.
>>>>>>>> >
>>>>>>>> > Kamal Verma
>>>>>>>> > ----- Original Message -----
>>>>>>>> > From: "BHAWANI SHANKAR VERMA" <bsvermadurg at gmail.com>
>>>>>>>> > To: "access india" <accessindia at accessindia.org.in>
>>>>>>>> > Sent: Wednesday, June 02, 2010 8:41 AM
>>>>>>>> > Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS
>>>>>>>> >
>>>>>>>> >
>>>>>>>> > hello accessindia!
>>>>>>>> >
>>>>>>>> > i am pasting the circular for pnb credit card for blind customers,
>>>>>>>> > in
>>>>>>>> > the
>>>>>>>> > interest of all blind customers. hence, this circular contains
>>>>>>>> > tables,
>>>>>>>> > please check the correct formatting before taking printout of  the
>>>>>>>> circular.
>>>>>>>> >
>>>>>>>> > thanks,
>>>>>>>> >
>>>>>>>> > bhawani
>>>>>>>> >
>>>>>>>> >
>>>>>>>> >
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>>>>>>>
>>>>>>>
>>>>>>> --
>>>>>>> Mahesh S. Panicker
>>>>>>> C123;
>>>>>>> Dayanand Colony;
>>>>>>> Lajpat Nagar4;
>>>>>>>
>>>>>>> New delhi india.
>>>>>>>
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>>>>>> this
>>>>>> mail may not necessarily reflect that of Punjab National Bank. The
>>>>>> bank
>>>>>> considers unencrypted email as an insecure mode of communication.
>>>>>>
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>>>>>> disability bill at:
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>>>>>> If
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>>>>>> or telephone and immediately and permanently delete the message and
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>>>>>> caused by any virus transmitted by this email.
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>>>>>
>>>>>
>>>>>
>>>>> DISCLAIMER:
>>>>>
>>>>>
>>>>> The Information transmitted in this email is solely for the addressee.
>>>>> It is confidential and may be legally privileged. Access to this email
>>>>> by anyone else is unauthorized. Any disclosure, copying, distribution
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>>>>> prohibited and may be unlawful. If you are not the intended recipient
>>>>> then kindly delete the mail from your system. Any opinion or views
>>>>> expressed in this mail may not necessarily reflect that of Punjab
>>>>> National Bank. The bank considers unencrypted email as an insecure mode
>>>>> of communication.
>>>>>
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>>>>> disability bill at:
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>>>>>
>>>>> are addressed. If you are not the intended recipient, any
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>>>>> contained in this e-mail message and/or attachments to it are strictly
>>>>> prohibited. If you have received this email by error,  please notify us
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>>>>>
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>>>>> disability bill at:
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>>>>
>>>>
>>>>
>>>> DISCLAIMER:
>>>>
>>>>
>>>> The Information transmitted in this email is solely for the addressee.
>>>> It
>>>>
>>>> is confidential and may be legally privileged. Access to this email by
>>>> anyone else is unauthorized. Any disclosure, copying, distribution or
>>>> any
>>>>
>>>> action taken by anyone other than by the intended recipient is
>>>> prohibited
>>>>
>>>> and may be unlawful. If you are not the intended recipient then kindly
>>>> delete the mail from your system. Any opinion or views expressed in this
>>>> mail may not necessarily reflect that of Punjab National Bank. The bank
>>>> considers unencrypted email as an insecure mode of communication.
>>>> Voice your thoughts in the blog to discuss the Rights of persons with
>>>> disability bill at:
>>>> http://www.accessindia.org.in/harish/blog.htm
>>>>
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>>>
>>>
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>>> disability bill at:
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>>>
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>>
>>
>>
>> Voice your thoughts in the blog to discuss the Rights of persons with
>> disability bill at:
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>>
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>
> Voice your thoughts in the blog to discuss the Rights of persons with
> disability bill at:
> http://www.accessindia.org.in/harish/blog.htm
>
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