[AI] Cheque book with thumb impression

Asudani, Rajesh rajeshasudani at rbi.org.in
Tue Jun 1 08:05:44 EDT 2010

Well, such a checkbook as you mention cannot be issued until biometric verification or some such system comes into vogue in banking.
It was thought to happen in 2009 itself by some, however, still there are no signs of its widespread prevalence in India.
However, in the interim period, I can perceive no reason why the thumb impression should not be countersigned by Bank manager at the time of issuance of checkbook.
It would protect the bankers against any check fraud, entailing the safe keep of the checkbook upon the VI customer.
Anyway a customer has to keep the checkbook safely, so why VIs are shying away from it?
Even if it is lost, stop payment instructions can be given promptly to the bank.
If we are to have certain rights, we should be prepared to undertake the responsibilities as well.
If biometric system is after all adopted, then it would be  a different story altogether, as not only blind, but every one may be required to affix thumb impression!!!


"Perhaps our role on this planet is not to worship God-- but to create Him."

                                        --Arthur C. Clarke

(Rajesh Asudani)

Assistant General Manager,
Reserve Bank of India
O: 0712 2806676
Res: 0712 2591349

-----Original Message-----
From: accessindia-bounces at accessindia.org.in [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Eyeway Helpdesk
Sent: Tuesday, June 01, 2010 4:15 PM
To: accessindia at accessindia.org.in
Subject: [AI] Cheque book with thumb impression

Hi all,

Though the IBA circular of November 2008 says that all the banking facilities should be also extended to those visually impaired people who use thumb impression, but even open minded banks/managers have stated they do not have manual or technological capacity to verify thumb print on a issued cheque. So they cannot issue cheque book to people who do not sign.

One of our recent callers from Bahadurgarh, has account in SBI. Fortunately his manager was open enough to patiently listen to him and then to us on phone, he also read the circulars. Expressing the same incapacity, the manager asked us if there anybody so enjoying a cheque book facility, he would like to learn how is it works.

So we want to know the people among us or outside our group who has been given cheque book facility with:

  1.. permission to use only their thumb impression to authenticate their cheques,
  2.. and their bank official does not counter signs it to validate it.

Please get back to us on or off the list on the below contacts.

Thanks and regards,

Pranay Gadodia | Programme Manager
Project Eyeway - A knowledge resource for living a fuller life with vision loss
C/o Score Foundation, 17/107, Vikram Vihar, Basement, Lajpatnagar 4, New Delhi 110024, INDIA.

Helpdesk:+91-11-460 70 380 (Monday to Friday 10am to 5pm)
Office Phone: +91 - 11 - 26472581 / 2
Email: helpdesk at eyeway.org
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