[AI] Faced difficulties in opening account in SBI.

Srinivasu Chakravarthula srinivasu at srinivasu.org
Wed May 26 09:13:15 EDT 2010


Why not? I know he scares. If I am in that situation, I will instantly
report to their superior or to police and press. But will not go and
search for circulars. It's banks responsibility to let their employees
aware of the rules as they invest a lot of money and time in the name
of training.

Cheers,
Srinivasu

On 5/26/10, Vamshi G <gvamshiai at gmail.com> wrote:
> But when a banker denies a service which the customer is entitled to, he
> won't give it in writing .
>
> Regards,
> Vamshi G
> M: +91 9949349497
> R: +91 877 2243861
> Skype: gvamshi81
>
> www.retinaindia.org
> >From darkness unto light
>
>
> -----Original Message-----
> From: accessindia-bounces at accessindia.org.in
> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of BHAWANI SHANKAR
> VERMA
> Sent: Wednesday, May 26, 2010 7:38 AM
> To: accessindia at accessindia.org.in
> Subject: Re: [AI] Faced difficulties in opening account in SBI.
>
> yes sir, this is the right approach. this is a right of a customer, if any
> one deny services to him he should know the cause of denial in writing. it
> will also help him to lodge a complaint or any matter of litigation. i have
> one real example here. one of my "blind" friend went to PNB branch and
> approached for consumer loan. after 30 days he called me that bank people
> are not giving loan. i enquired the matter and found that still he did not
> fill an application form for consumer loan. in practice, he just go to the
> branch and had a discuss about the consumer loan facility with bank
> employees. in this case particular, would he has right to defame the banker?
>
> ----- Original Message -----
> From: "Srinivasu Chakravarthula" <srinivasu at srinivasu.org>
> To: <accessindia at accessindia.org.in>
> Sent: Tuesday, May 25, 2010 8:58 PM
> Subject: Re: [AI] Faced difficulties in opening account in SBI.
>
>
>> Folks,
>> I think, we should learn to be rude. May be we should do this.
>> Approach the bank and if denied for any facility in spite having all
>> necessary pre-requesites like any other customer, ask the BM to give
>> the same in writing. Either they have to give us all the facilities or
>> should reject our application by writing. In my view, we don't even
>> need to show any circulars. Is the other customers showing any
>> circular to avail any facility? If not, why should we do when we will
>> be same kind of transactions? It's banks responsibility to know the
>> rules that exist.
>>
>> Cheers,
>> Srinivasu
>>
>> On 5/25/10, mahendra <galani at chello.at> wrote:
>>> sure awareness about us is very importent, but BM must follow the rules.
>>> no discussion about that.
>>>
>>> At 11:01 AM 5/25/2010, you wrote:
>>>>Of course, we have to fight for our rights. I have made efforts many
>>>>times with various banks for facility of ATM card, net banking,
>>>>vehicle loan, etc. to the blind people. We cannot change the
>>>>attitude of such bank managers or administrators by only rules and
>>>>regulations. We have to make publicity at large to let such
>>>>managers/administrators aware of our capabilities, problems and our
>>>>existence too....
>>>>Thanks.
>>>>Kamal Verma
>>>>----- Original Message ----- From: "Subramani L"
>>>><lsubramani at deccanherald.co.in>
>>>>To: <accessindia at accessindia.org.in>
>>>>Sent: Tuesday, May 25, 2010 2:39 PM
>>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>>
>>>>
>>>>>Thank god that he deals with the bank manager who understands that being
>>>>>blind doesn't impair his intelligence. Listen Kamal... I am not here to
>>>>>malign the public image of PNB or accuse the bank of wrong doing. If you
>>>>>ar fair and understand the fact that they, like so many offenders of the
>>>>>RBI regulations in the past, have failed to take into account the rights
>>>>>of a visually challenged person and so they are answerable. Their
>>>>>offence cannot be left unquestioned because they have reputation. It
>>>>>looks like more branch managers of that particular bank has caused
>>>>>problems to the visually challenged. So, we are discussing about
>>>>>them....
>>>>>
>>>>>Subramani
>>>>>
>>>>>
>>>>>
>>>>>-----Original Message-----
>>>>>From: accessindia-bounces at accessindia.org.in
>>>>>[mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Kamal Verma
>>>>>Sent: Tuesday, May 25, 2010 2:16 PM
>>>>>To: accessindia at accessindia.org.in
>>>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>>>
>>>>>Devendra Nikose is availing all the facilities from PNB. He is a blind
>>>>>customer of PNB.
>>>>>----- Original Message ----- From: "Subramani L"
>>>>><lsubramani at deccanherald.co.in>
>>>>>To: <accessindia at accessindia.org.in>
>>>>>Sent: Tuesday, May 25, 2010 2:10 PM
>>>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>>>
>>>>>
>>>>>>My wife is not living with me, but I need to pay my bills. So... If I
>>>>>>were to do the "right thing", I must first look out for a joint
>>>>>account
>>>>>>holder and then go to the bank instead of pressurising the bank to
>>>>>give
>>>>>>mee my account in my name. Bcause, according to you, asking the bank
>>>>>to
>>>>>>give me services which they give for others is " deforming" them. As a
>>>>>>tax paying citizen, the best I can do is to beg my money from the
>>>>>banker
>>>>>>because he thinks more than the safety of my money than what I can
>>>>>think
>>>>>>of it myself... So much for the right approach!!!
>>>>>>
>>>>>>Subramani
>>>>>>
>>>>>>
>>>>>>
>>>>>>
>>>>>>-----Original Message-----
>>>>>>From: accessindia-bounces at accessindia.org.in
>>>>>>[mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Kamal
>>>>>Verma
>>>>>>Sent: Tuesday, May 25, 2010 1:01 PM
>>>>>>To: accessindia at accessindia.org.in
>>>>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>>>>
>>>>>>Such approach is better than deforming the bank.
>>>>>>Kamal Verma.
>>>>>>----- Original Message ----- From: "devendra" <d_nikose at yahoo.co.in>
>>>>>>To: <accessindia at accessindia.org.in>
>>>>>>Sent: Tuesday, May 25, 2010 12:25 PM
>>>>>>Subject: [AI] Faced difficulties in opening account in SBI.
>>>>>>
>>>>>>
>>>>>>>Hello friends,
>>>>>>>I opened account in SBI. when I applied for ATM card and cheque book,
>>>>>>the
>>>>>>>bank manager refused it. He suggested me to convert the account into
>>>>>a
>>>>>>
>>>>>>>joint account.  After converting the account into a joint account
>>>>>with
>>>>>>my
>>>>>>>wife, the manager issued both ATM and cheque book in the name of my
>>>>>>wife.
>>>>>>>I made online complain through the website of SBI and I received a
>>>>>>call
>>>>>>>from the Bhopal SBI that they will issue me the ATM card after
>>>>>>installing
>>>>>>>screen reading software in the local ATM machine.
>>>>>>>Regards
>>>>>>>Devendra Nikose
>>>>>>>
>>>>>>>
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>>>>
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>>>>
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>>>>addressee. It is confidential and may be legally privileged. Access
>>>>to this email by anyone else is unauthorized. Any disclosure,
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>>>>the intended recipient is prohibited and may be unlawful. If you are
>>>>not the intended recipient then kindly delete the mail from your
>>>>system. Any opinion or views expressed in this mail may not
>>>>necessarily reflect that of Punjab National Bank. The bank considers
>>>>unencrypted email as an insecure mode of communication.
>>>>
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>>>
>>> with warm regards
>>>         Mahendra Galani
>>> window's live ID mahendragalani at hotmail.com       skype ID chintu3886
>>> phone +4314943149 mobile +4369910366055,
>>> address Herbst strasse 101.16.1 Vienna Austria Europe
>>>
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>> --
>> Sent from my mobile device
>>
>> Best regards,
>>
>> Srinivasu Chakravarthula
>> Mobile: +91 990 081 0881
>> Website: http://www.srinivasu.org
>> Follow me on Twitter: http://twitter.com/sriniworld/
>>
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-- 
Sent from my mobile device

Best regards,

Srinivasu Chakravarthula
Mobile: +91 990 081 0881
Website: http://www.srinivasu.org
Follow me on Twitter: http://twitter.com/sriniworld/




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