[AI] Difficulties in Banking

mahendra galani at chello.at
Mon May 24 16:32:05 EDT 2010


there is nor reasoning. so you wont have one!!
At 01:51 PM 5/24/2010, you wrote:
>Why should he or she produce a document which no one is required to
>produce? If any customer is not producing such a document and if I am
>asked purely because I am disabled, is that not 'discrimination'? I am
>at a loss for reasoning here. Plese help me.
>
>Subramani
>
>
>
>-----Original Message-----
>From: accessindia-bounces at accessindia.org.in
>[mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Kamal Verma
>Sent: Monday, May 24, 2010 5:26 PM
>To: accessindia at accessindia.org.in
>Subject: Re: [AI] Difficulties in Banking
>
>Dear Sir,
>
>The customer is trying to satisfy his ego. Otherwise, he should have
>produced NOC or any such endorsement from his parrents.  The problems
>might
>have been solved. Details of this blind  customer have not been
>discussed in
>the list. There are number of blind customers availing ATM, cheque book
>and
>other facilities from PNB.
>
>Regards.
>Kamal Verma
>----- Original Message -----
>From: "Asudani, Rajesh" <rajeshasudani at rbi.org.in>
>To: <accessindia at accessindia.org.in>
>Sent: Monday, May 24, 2010 4:56 PM
>Subject: Re: [AI] Difficulties in Banking
>
>
> >        Who is bloody branch manager to sit in judgment over rules
>framed
> > by regulator?
> > If he/she has to question them, let him represent to central bank or
> > government, for the time, rules are there, he has to comply with them.
> > If we give in to approach of petty functionaries thwarting rules,
>there
> > will be no rule of law in this country.
> > Moreover, why does anybody require banking facilities? So, there is no
>
> > rational behind this question.
> > And, about ATM, bank is not responsible anyway for misuse or loss.
> > Check book is another matter, and I have time and again pointed out
>the
> > lacunae in the policy pertaining to it.
> > So, we can not hold bankers denying it to fault.
> >
> > Regards
> >
> > "Perhaps our role on this planet is not to worship God-- but to create
>
> > Him."
> >
> >                                        --Arthur C. Clarke
> >
> > (Rajesh Asudani)
> >
> > Assistant General Manager,
> > Reserve Bank of India
> > Nagpur
> > 09420397185
> > O: 0712 2806676
> > Res: 0712 2591349
> >
> >
> >
> > -----Original Message-----
> > From: accessindia-bounces at accessindia.org.in
> > [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Kamal
>Verma
> > Sent: Monday, May 24, 2010 4:51 PM
> > To: accessindia at accessindia.org.in
> > Subject: Re: [AI] Difficulties in Banking
> >
> > Hello,
> >
> > Noone has to deform such a pioneer corporate like PNB. RBI framed
>rules
> > and
> > circulars, but being a Branch Manager, it seems impractical to issue
>ATM
> > card to the blind customers. Let me argue the matter with the blind
> > customer
> > who is in need of ATM card and cheque book. Why does he need ATM card
>and
> > cheque book and how shall I issue? Let him convince me.
> >
> > Thanks.
> > Kamal Verma
> > ----- Original Message -----
> > From: "Mahesh Panicker" <maheshspanicker at gmail.com>
> > To: <accessindia at accessindia.org.in>
> > Sent: Monday, May 24, 2010 12:41 PM
> > Subject: Re: [AI] Difficulties in Banking
> >
> >
> >> dear Mr. Verma. .
> >> surprised to know someone has something nice to say about PNB. I
> >> haven't find many other organizations as obnoxious as PNB is. I had a
> >> real struggle to get my ATM card from PNB. in fact, I'd contacted the
> >> higher authorities as well. but at the end of the day, I had to
> >> complaint to the RBI, and also to the NHRC and the government of
>India
> >> ministry of finance to get my card. after all that, I got my card
> >> after a good 7 months. recently too, I had a terrible time with the
> >> PNB, when I applied for a check book. as I already mentioned, this
> >> happened after I submitted the RBI circular on the rights of the
> >> disabled on banking facility.
> >> and then we all have the story of a visually challenged being asked
>to
> >> provide a NOC from the parents to avail an ATM card. have you heard
>of
> >> anything more obnoxious?
> >> banks in general, and PNB in particular have a horrible record when
>it
> >> comes to acknowledging the rightful claims of the disabled. so we
>have
> >> to take the struggle against such horrible institutional nonsense to
> >> all possible levels including the media.
> >>
> >> On 5/24/10, Kamal Verma <kamalverma at pnb.co.in> wrote:
> >>> Hello all,
> >>>
> >>> I am surprised to note various complaints against PNB in this list.
>I am
> >>> availing all the banking facilities, such as cheque book, debit
>card,
> >>> credit
> >>> card, internet banking, etc. PNB does not ignore the blind
>community,
> >>> hence
> >>> if any problem occurs, it may be communicated to the higher
>authorities
> >>> of
> >>> PNB with the name and designation of the concerned officer.
> >>>
> >>> Thanks.
> >>> Kamal Verma
> >>>
> >>> ----- Original Message ----- From: "Mahesh Panicker"
> >>> <maheshspanicker at gmail.com>
> >>> To: <accessindia at accessindia.org.in>
> >>> Sent: Sunday, May 23, 2010 8:39 PM
> >>> Subject: Re: [AI] Difficulties in Banking
> >>>
> >>>
> >>>
> >>> > banking is one area where there is a lot of discrimination against
>the
> >>> > visually challenged. opening an account itself isn't any easier,
>but
> >>> > ones you open an account, getting the common banking facilities
>like
> >>> > ATM cards and check book is an absolute nightmare.I've an account
>with
> >>> > the Punjab National Bank, and I had my struggle of my life to get
>my
> >>> > ATM card issued. it took me a good 7 month for the same to be
>done.
> >>> > the struggle for the check book was also on similar lines, and
> >>> > although I've got the checkbook, it has come with a lot of
>conditions.
> >>> > most people on access india can tell you similar stories. I
>believe
> >>> > some of our own members have taken a lot of initiative in this
>regard,
> >>> > and the 2008 RBI order is an achievement because of such
>initiatives.
> >>> >
> >>> > On 5/23/10, BHAWANI SHANKAR VERMA <bsvermadurg at gmail.com> wrote:
> >>> >
> >>> > > blind persons should organize and conduct an agitation before
>the
> >>> banking
> >>> > > division and finance ministry. this is the only solution.
> >>> > > ----- Original Message ----- From: "rahul cherian"
> >>> > > <rahul.cherian at inclusiveplanet.com>
> >>> > > To: <accessindia at accessindia.org.in>
> >>> > > Sent: Sunday, May 23, 2010 12:47 PM
> >>> > > Subject: [AI] Difficulties in Banking
> >>> > >
> >>> > >
> >>> > >
> >>> > > > Folks,
> >>> > > >
> >>> > > > I have been asked to prepare a comprehensive note on the
>issues
> >>> > > > that
> >>> > > persons
> >>> > > > with visual impairment face with banking in India, especially
>in >
> >>> leading
> >>> > > > banks such as ICICI, HDFC and SBI, along with possible
>solutions.
> >>> > > > This
> >>> > > note
> >>> > > > has been asked for by some senior people I know personally in
> >>> > > > these
> >>> > > >  >
> >>> banks.
> >>> > > > If anyone would like to help me prepare this note do let me
>know
> >>> > > > at
> >>> the
> >>> > > > earliest. If anyone has the details of any such note which has
>
> >>> > > > been
> >>> > > prepared
> >>> > > > earlier do forward that to me.
> >>> > > >
> >>> > > > Best regards,
> >>> > > >
> >>> > > > Rahul Cherian
> >>> > > > Inclusive Planet
> >>> > > >
> >>> > > > On 23 May 2010 12:39, Srinivasu Chakravarthula
> >>> > > <srinivasu at srinivasu.org>wrote:
> >>> > > >
> >>> > > >
> >>> > > > > Hi Dinesh,
> >>> > > > > Can you provide us with little more details about your
>problem
> >>> > > > > with
> >>> > > > > Yahoo! Messenger so as to help you better?
> >>> > > > >
> >>> > > > > Regards,
> >>> > > > > Srinivasu
> >>> > > > >
> >>> > > > > On 5/23/10, dinesh shukla <dineshshukla2815 at gmail.com>
>wrote:
> >>> > > > > >     dear friends I am not able to chatte with the help of
> >>> > > > > > Yahoo
> >>> > > > > massenger.
> >>> > > > > > please help me to do  the same telling me the steps.
> >>> > > > > > Dinesh
> >>> > > Shukla.
> >>> > > > > >
> >>> > > > > >
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> >>>
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> >>> > > > > >
> >>> > > > >
> >>> > > > > --
> >>> > > > > Sent from my mobile device
> >>> > > > >
> >>> > > > > Best regards,
> >>> > > > >
> >>> > > > > Srinivasu Chakravarthula
> >>> > > > > Mobile: +91 990 081 0881
> >>> > > > > Website: http://www.srinivasu.org
> >>> > > > > Follow me on Twitter: http://twitter.com/sriniworld/
> >>> > > > >
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> >>> > >
> >>> >
> >>> >
> >>> > --
> >>> > Mahesh S. Panicker
> >>> > C123;
> >>> > Dayanand Colony;
> >>> > Lajpat Nagar4;
> >>> >
> >>> > New delhi india.
> >>> >
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> >>
> >> --
> >> Mahesh S. Panicker
> >> C123;
> >> Dayanand Colony;
> >> Lajpat Nagar4;
> >>
> >> New delhi india.
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with warm regards
        Mahendra Galani
window's live ID mahendragalani at hotmail.com       skype ID chintu3886
phone +4314943149 mobile +4369910366055,
address Herbst strasse 101.16.1 Vienna Austria Europe
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