[AI] Difficulties in Banking

BHAWANI SHANKAR VERMA bsvermadurg at gmail.com
Mon May 24 10:08:58 EDT 2010


bank has right to ask question for check book. ATM card should be given 
easily.


----- Original Message ----- 
From: "Mukesh Sharma" <mrmukeshsharma at gmail.com>
To: <accessindia at accessindia.org.in>
Sent: Monday, May 24, 2010 6:11 PM
Subject: Re: [AI] Difficulties in Banking


> If you feel "No one has to deform such a pioneer corporate like PNB", the
> bank should work in guidelines provided by Regulating authority. Being
> famous or having a vast contribution in economy do not mean that you are
> good for the society or for every matter, it could be a disease making you 
> a
> big entity similar to terrorist group (they also play a good role in 
> shaping
> economy of the world).
> If some day your employer ask you "why do you need a job?" what would be
> your answer? Your answer is what the answer should be for the question 
> "Why
> does he need ATM card and Cheque book and how shall I issue?" though for 
> the
> how you should issue part, ah please check your manuals, you can not 
> expect
> a common man to guide you through procedures.
>
> Further, I have had different experience with different branches of PNB 
> and
> on top of everything have had different opinion from 2 official of the 
> same
> branch over the question of ATM card and Cheque Book facility to VI
> customer.
> I think every year the bank should conduct annual exam or monthly test on
> circulars and guidelines, failing to which the officer should be sent to
> training department, failing 3 times in a row should result in expulsion.
>
>
> Thanks
> Mukesh
>
> -----Original Message-----
> From: accessindia-bounces at accessindia.org.in
> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Kamal Verma
> Sent: Monday, May 24, 2010 4:51 PM
> To: accessindia at accessindia.org.in
> Subject: Re: [AI] Difficulties in Banking
>
> Hello,
>
> Noone has to deform such a pioneer corporate like PNB. RBI framed rules 
> and
> circulars, but being a Branch Manager, it seems impractical to issue ATM
> card to the blind customers. Let me argue the matter with the blind 
> customer
> who is in need of ATM card and cheque book. Why does he need ATM card and
> cheque book and how shall I issue? Let him convince me.
>
> Thanks.
> Kamal Verma
> ----- Original Message -----
> From: "Mahesh Panicker" <maheshspanicker at gmail.com>
> To: <accessindia at accessindia.org.in>
> Sent: Monday, May 24, 2010 12:41 PM
> Subject: Re: [AI] Difficulties in Banking
>
>
>> dear Mr. Verma. .
>> surprised to know someone has something nice to say about PNB. I
>> haven't find many other organizations as obnoxious as PNB is. I had a
>> real struggle to get my ATM card from PNB. in fact, I'd contacted the
>> higher authorities as well. but at the end of the day, I had to
>> complaint to the RBI, and also to the NHRC and the government of India
>> ministry of finance to get my card. after all that, I got my card
>> after a good 7 months. recently too, I had a terrible time with the
>> PNB, when I applied for a check book. as I already mentioned, this
>> happened after I submitted the RBI circular on the rights of the
>> disabled on banking facility.
>> and then we all have the story of a visually challenged being asked to
>> provide a NOC from the parents to avail an ATM card. have you heard of
>> anything more obnoxious?
>> banks in general, and PNB in particular have a horrible record when it
>> comes to acknowledging the rightful claims of the disabled. so we have
>> to take the struggle against such horrible institutional nonsense to
>> all possible levels including the media.
>>
>> On 5/24/10, Kamal Verma <kamalverma at pnb.co.in> wrote:
>>> Hello all,
>>>
>>> I am surprised to note various complaints against PNB in this list. I am
>>> availing all the banking facilities, such as cheque book, debit card,
>>> credit
>>> card, internet banking, etc. PNB does not ignore the blind community,
>>> hence
>>> if any problem occurs, it may be communicated to the higher authorities
>>> of
>>> PNB with the name and designation of the concerned officer.
>>>
>>> Thanks.
>>> Kamal Verma
>>>
>>> ----- Original Message ----- From: "Mahesh Panicker"
>>> <maheshspanicker at gmail.com>
>>> To: <accessindia at accessindia.org.in>
>>> Sent: Sunday, May 23, 2010 8:39 PM
>>> Subject: Re: [AI] Difficulties in Banking
>>>
>>>
>>>
>>> > banking is one area where there is a lot of discrimination against the
>>> > visually challenged. opening an account itself isn't any easier, but
>>> > ones you open an account, getting the common banking facilities like
>>> > ATM cards and check book is an absolute nightmare.I've an account with
>>> > the Punjab National Bank, and I had my struggle of my life to get my
>>> > ATM card issued. it took me a good 7 month for the same to be done.
>>> > the struggle for the check book was also on similar lines, and
>>> > although I've got the checkbook, it has come with a lot of conditions.
>>> > most people on access india can tell you similar stories. I believe
>>> > some of our own members have taken a lot of initiative in this regard,
>>> > and the 2008 RBI order is an achievement because of such initiatives.
>>> >
>>> > On 5/23/10, BHAWANI SHANKAR VERMA <bsvermadurg at gmail.com> wrote:
>>> >
>>> > > blind persons should organize and conduct an agitation before the
>>> banking
>>> > > division and finance ministry. this is the only solution.
>>> > > ----- Original Message ----- From: "rahul cherian"
>>> > > <rahul.cherian at inclusiveplanet.com>
>>> > > To: <accessindia at accessindia.org.in>
>>> > > Sent: Sunday, May 23, 2010 12:47 PM
>>> > > Subject: [AI] Difficulties in Banking
>>> > >
>>> > >
>>> > >
>>> > > > Folks,
>>> > > >
>>> > > > I have been asked to prepare a comprehensive note on the issues
>>> > > > that
>>> > > persons
>>> > > > with visual impairment face with banking in India, especially in >
>>> leading
>>> > > > banks such as ICICI, HDFC and SBI, along with possible solutions.
>>> > > > This
>>> > > note
>>> > > > has been asked for by some senior people I know personally in 
>>> > > > these
>
>>> > > >  >
>>> banks.
>>> > > > If anyone would like to help me prepare this note do let me know 
>>> > > > at
>>> the
>>> > > > earliest. If anyone has the details of any such note which has 
>>> > > > been
>>> > > prepared
>>> > > > earlier do forward that to me.
>>> > > >
>>> > > > Best regards,
>>> > > >
>>> > > > Rahul Cherian
>>> > > > Inclusive Planet
>>> > > >
>>> > > > On 23 May 2010 12:39, Srinivasu Chakravarthula
>>> > > <srinivasu at srinivasu.org>wrote:
>>> > > >
>>> > > >
>>> > > > > Hi Dinesh,
>>> > > > > Can you provide us with little more details about your problem
>>> > > > > with
>>> > > > > Yahoo! Messenger so as to help you better?
>>> > > > >
>>> > > > > Regards,
>>> > > > > Srinivasu
>>> > > > >
>>> > > > > On 5/23/10, dinesh shukla <dineshshukla2815 at gmail.com> wrote:
>>> > > > > >     dear friends I am not able to chatte with the help of 
>>> > > > > > Yahoo
>>> > > > > massenger.
>>> > > > > > please help me to do  the same telling me the steps. 
>>> > > > > > Dinesh
>>> > > Shukla.
>>> > > > > >
>>> > > > > >
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>>> > > > > >
>>> > > > >
>>> > > > > --
>>> > > > > Sent from my mobile device
>>> > > > >
>>> > > > > Best regards,
>>> > > > >
>>> > > > > Srinivasu Chakravarthula
>>> > > > > Mobile: +91 990 081 0881
>>> > > > > Website: http://www.srinivasu.org
>>> > > > > Follow me on Twitter: http://twitter.com/sriniworld/
>>> > > > >
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>>> >
>>> > --
>>> > Mahesh S. Panicker
>>> > C123;
>>> > Dayanand Colony;
>>> > Lajpat Nagar4;
>>> >
>>> > New delhi india.
>>> >
>>> >
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>>>
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>>
>>
>> -- 
>> Mahesh S. Panicker
>> C123;
>> Dayanand Colony;
>> Lajpat Nagar4;
>>
>> New delhi india.
>>
>>
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>
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> mail from your system. Any opinion or views expressed in this mail may not
> necessarily reflect that of Punjab National Bank. The bank considers
> unencrypted email as an insecure mode of communication.
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