[AI] Difficulties in Banking

BHAWANI SHANKAR VERMA bsvermadurg at gmail.com
Mon May 24 10:06:24 EDT 2010


what about those blind persons availing check book and other banking 
facilities before the laws framed, even this pwd act 1995?

----- Original Message ----- 
From: "Asudani, Rajesh" <rajeshasudani at rbi.org.in>
To: <accessindia at accessindia.org.in>
Sent: Monday, May 24, 2010 5:52 PM
Subject: Re: [AI] Difficulties in Banking


> No, it is not question of ego.
> It is the question of rule of law versus arbitrariness!
>
>
> Regards
>
> "Perhaps our role on this planet is not to worship God-- but to create 
> Him."
>
>                                        --Arthur C. Clarke
>
> (Rajesh Asudani)
>
> Assistant General Manager,
> Reserve Bank of India
> Nagpur
> 09420397185
> O: 0712 2806676
> Res: 0712 2591349
>
>
>
>
> -----Original Message-----
> From: accessindia-bounces at accessindia.org.in 
> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Asudani, 
> Rajesh
> Sent: Monday, May 24, 2010 5:50 PM
> To: accessindia at accessindia.org.in
> Subject: Re: [AI] Difficulties in Banking
>
> If the customer is a major, why should he, on earth produce NOC from 
> parents?
>
>
> Regards
>
> "Perhaps our role on this planet is not to worship God-- but to create 
> Him."
>
>                                        --Arthur C. Clarke
>
> (Rajesh Asudani)
>
> Assistant General Manager,
> Reserve Bank of India
> Nagpur
> 09420397185
> O: 0712 2806676
> Res: 0712 2591349
>
>
>
> -----Original Message-----
> From: accessindia-bounces at accessindia.org.in 
> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Kamal Verma
> Sent: Monday, May 24, 2010 5:26 PM
> To: accessindia at accessindia.org.in
> Subject: Re: [AI] Difficulties in Banking
>
> Dear Sir,
>
> The customer is trying to satisfy his ego. Otherwise, he should have
> produced NOC or any such endorsement from his parrents.  The problems 
> might
> have been solved. Details of this blind  customer have not been discussed 
> in
> the list. There are number of blind customers availing ATM, cheque book 
> and
> other facilities from PNB.
>
> Regards.
> Kamal Verma
> ----- Original Message -----
> From: "Asudani, Rajesh" <rajeshasudani at rbi.org.in>
> To: <accessindia at accessindia.org.in>
> Sent: Monday, May 24, 2010 4:56 PM
> Subject: Re: [AI] Difficulties in Banking
>
>
>>        Who is bloody branch manager to sit in judgment over rules framed
>> by regulator?
>> If he/she has to question them, let him represent to central bank or
>> government, for the time, rules are there, he has to comply with them.
>> If we give in to approach of petty functionaries thwarting rules, there
>> will be no rule of law in this country.
>> Moreover, why does anybody require banking facilities? So, there is no
>> rational behind this question.
>> And, about ATM, bank is not responsible anyway for misuse or loss.
>> Check book is another matter, and I have time and again pointed out the
>> lacunae in the policy pertaining to it.
>> So, we can not hold bankers denying it to fault.
>>
>> Regards
>>
>> "Perhaps our role on this planet is not to worship God-- but to create
>> Him."
>>
>>                                        --Arthur C. Clarke
>>
>> (Rajesh Asudani)
>>
>> Assistant General Manager,
>> Reserve Bank of India
>> Nagpur
>> 09420397185
>> O: 0712 2806676
>> Res: 0712 2591349
>>
>>
>>
>> -----Original Message-----
>> From: accessindia-bounces at accessindia.org.in
>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Kamal Verma
>> Sent: Monday, May 24, 2010 4:51 PM
>> To: accessindia at accessindia.org.in
>> Subject: Re: [AI] Difficulties in Banking
>>
>> Hello,
>>
>> Noone has to deform such a pioneer corporate like PNB. RBI framed rules
>> and
>> circulars, but being a Branch Manager, it seems impractical to issue ATM
>> card to the blind customers. Let me argue the matter with the blind
>> customer
>> who is in need of ATM card and cheque book. Why does he need ATM card and
>> cheque book and how shall I issue? Let him convince me.
>>
>> Thanks.
>> Kamal Verma
>> ----- Original Message -----
>> From: "Mahesh Panicker" <maheshspanicker at gmail.com>
>> To: <accessindia at accessindia.org.in>
>> Sent: Monday, May 24, 2010 12:41 PM
>> Subject: Re: [AI] Difficulties in Banking
>>
>>
>>> dear Mr. Verma. .
>>> surprised to know someone has something nice to say about PNB. I
>>> haven't find many other organizations as obnoxious as PNB is. I had a
>>> real struggle to get my ATM card from PNB. in fact, I'd contacted the
>>> higher authorities as well. but at the end of the day, I had to
>>> complaint to the RBI, and also to the NHRC and the government of India
>>> ministry of finance to get my card. after all that, I got my card
>>> after a good 7 months. recently too, I had a terrible time with the
>>> PNB, when I applied for a check book. as I already mentioned, this
>>> happened after I submitted the RBI circular on the rights of the
>>> disabled on banking facility.
>>> and then we all have the story of a visually challenged being asked to
>>> provide a NOC from the parents to avail an ATM card. have you heard of
>>> anything more obnoxious?
>>> banks in general, and PNB in particular have a horrible record when it
>>> comes to acknowledging the rightful claims of the disabled. so we have
>>> to take the struggle against such horrible institutional nonsense to
>>> all possible levels including the media.
>>>
>>> On 5/24/10, Kamal Verma <kamalverma at pnb.co.in> wrote:
>>>> Hello all,
>>>>
>>>> I am surprised to note various complaints against PNB in this list. I 
>>>> am
>>>> availing all the banking facilities, such as cheque book, debit card,
>>>> credit
>>>> card, internet banking, etc. PNB does not ignore the blind community,
>>>> hence
>>>> if any problem occurs, it may be communicated to the higher authorities
>>>> of
>>>> PNB with the name and designation of the concerned officer.
>>>>
>>>> Thanks.
>>>> Kamal Verma
>>>>
>>>> ----- Original Message ----- From: "Mahesh Panicker"
>>>> <maheshspanicker at gmail.com>
>>>> To: <accessindia at accessindia.org.in>
>>>> Sent: Sunday, May 23, 2010 8:39 PM
>>>> Subject: Re: [AI] Difficulties in Banking
>>>>
>>>>
>>>>
>>>> > banking is one area where there is a lot of discrimination against 
>>>> > the
>>>> > visually challenged. opening an account itself isn't any easier, but
>>>> > ones you open an account, getting the common banking facilities like
>>>> > ATM cards and check book is an absolute nightmare.I've an account 
>>>> > with
>>>> > the Punjab National Bank, and I had my struggle of my life to get my
>>>> > ATM card issued. it took me a good 7 month for the same to be done.
>>>> > the struggle for the check book was also on similar lines, and
>>>> > although I've got the checkbook, it has come with a lot of 
>>>> > conditions.
>>>> > most people on access india can tell you similar stories. I believe
>>>> > some of our own members have taken a lot of initiative in this 
>>>> > regard,
>>>> > and the 2008 RBI order is an achievement because of such initiatives.
>>>> >
>>>> > On 5/23/10, BHAWANI SHANKAR VERMA <bsvermadurg at gmail.com> wrote:
>>>> >
>>>> > > blind persons should organize and conduct an agitation before the
>>>> banking
>>>> > > division and finance ministry. this is the only solution.
>>>> > > ----- Original Message ----- From: "rahul cherian"
>>>> > > <rahul.cherian at inclusiveplanet.com>
>>>> > > To: <accessindia at accessindia.org.in>
>>>> > > Sent: Sunday, May 23, 2010 12:47 PM
>>>> > > Subject: [AI] Difficulties in Banking
>>>> > >
>>>> > >
>>>> > >
>>>> > > > Folks,
>>>> > > >
>>>> > > > I have been asked to prepare a comprehensive note on the issues
>>>> > > > that
>>>> > > persons
>>>> > > > with visual impairment face with banking in India, especially in 
>>>> > > >  >
>>>> leading
>>>> > > > banks such as ICICI, HDFC and SBI, along with possible solutions.
>>>> > > > This
>>>> > > note
>>>> > > > has been asked for by some senior people I know personally in
>>>> > > > these
>>>> > > >  >
>>>> banks.
>>>> > > > If anyone would like to help me prepare this note do let me know
>>>> > > > at
>>>> the
>>>> > > > earliest. If anyone has the details of any such note which has
>>>> > > > been
>>>> > > prepared
>>>> > > > earlier do forward that to me.
>>>> > > >
>>>> > > > Best regards,
>>>> > > >
>>>> > > > Rahul Cherian
>>>> > > > Inclusive Planet
>>>> > > >
>>>> > > > On 23 May 2010 12:39, Srinivasu Chakravarthula
>>>> > > <srinivasu at srinivasu.org>wrote:
>>>> > > >
>>>> > > >
>>>> > > > > Hi Dinesh,
>>>> > > > > Can you provide us with little more details about your problem
>>>> > > > > with
>>>> > > > > Yahoo! Messenger so as to help you better?
>>>> > > > >
>>>> > > > > Regards,
>>>> > > > > Srinivasu
>>>> > > > >
>>>> > > > > On 5/23/10, dinesh shukla <dineshshukla2815 at gmail.com> wrote:
>>>> > > > > >     dear friends I am not able to chatte with the help of
>>>> > > > > > Yahoo
>>>> > > > > massenger.
>>>> > > > > > please help me to do  the same telling me the steps.
>>>> > > > > > Dinesh
>>>> > > Shukla.
>>>> > > > > >
>>>> > > > > >
>>>> > > > > > To unsubscribe send a message to >
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>>>> > > > > > the subject unsubscribe.
>>>> > > > > >
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>>>> > > > > >  >
>>>> > > > > >  > >
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>>>> > > > > >
>>>> > > > >
>>>> > >
>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>>>> > > > > >
>>>> > > > >
>>>> > > > > --
>>>> > > > > Sent from my mobile device
>>>> > > > >
>>>> > > > > Best regards,
>>>> > > > >
>>>> > > > > Srinivasu Chakravarthula
>>>> > > > > Mobile: +91 990 081 0881
>>>> > > > > Website: http://www.srinivasu.org
>>>> > > > > Follow me on Twitter: http://twitter.com/sriniworld/
>>>> > > > >
>>>> > > > >
>>>> > > > >
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>>>> > > > >
>>>> > > > >
>>>> > > >
>>>> > > >
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>>>> > > unsubscribe.
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>>>> > > >
>>>> > >
>>>> > >
>>>> > >
>>>> > >
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>>>> > >
>>>> >
>>>> >
>>>> > --
>>>> > Mahesh S. Panicker
>>>> > C123;
>>>> > Dayanand Colony;
>>>> > Lajpat Nagar4;
>>>> >
>>>> > New delhi india.
>>>> >
>>>> >
>>>> >
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>>>>
>>>>
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>>>
>>>
>>> --
>>> Mahesh S. Panicker
>>> C123;
>>> Dayanand Colony;
>>> Lajpat Nagar4;
>>>
>>> New delhi india.
>>>
>>>
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