[AI] Difficulties in Banking

Subramani L lsubramani at deccanherald.co.in
Mon May 24 08:51:30 EDT 2010


Why should he or she produce a document which no one is required to
produce? If any customer is not producing such a document and if I am
asked purely because I am disabled, is that not 'discrimination'? I am
at a loss for reasoning here. Plese help me. 

Subramani 

 

-----Original Message-----
From: accessindia-bounces at accessindia.org.in
[mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Kamal Verma
Sent: Monday, May 24, 2010 5:26 PM
To: accessindia at accessindia.org.in
Subject: Re: [AI] Difficulties in Banking

Dear Sir,

The customer is trying to satisfy his ego. Otherwise, he should have 
produced NOC or any such endorsement from his parrents.  The problems
might 
have been solved. Details of this blind  customer have not been
discussed in 
the list. There are number of blind customers availing ATM, cheque book
and 
other facilities from PNB.

Regards.
Kamal Verma
----- Original Message ----- 
From: "Asudani, Rajesh" <rajeshasudani at rbi.org.in>
To: <accessindia at accessindia.org.in>
Sent: Monday, May 24, 2010 4:56 PM
Subject: Re: [AI] Difficulties in Banking


>        Who is bloody branch manager to sit in judgment over rules
framed 
> by regulator?
> If he/she has to question them, let him represent to central bank or 
> government, for the time, rules are there, he has to comply with them.
> If we give in to approach of petty functionaries thwarting rules,
there 
> will be no rule of law in this country.
> Moreover, why does anybody require banking facilities? So, there is no

> rational behind this question.
> And, about ATM, bank is not responsible anyway for misuse or loss.
> Check book is another matter, and I have time and again pointed out
the 
> lacunae in the policy pertaining to it.
> So, we can not hold bankers denying it to fault.
>
> Regards
>
> "Perhaps our role on this planet is not to worship God-- but to create

> Him."
>
>                                        --Arthur C. Clarke
>
> (Rajesh Asudani)
>
> Assistant General Manager,
> Reserve Bank of India
> Nagpur
> 09420397185
> O: 0712 2806676
> Res: 0712 2591349
>
>
>
> -----Original Message-----
> From: accessindia-bounces at accessindia.org.in 
> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Kamal
Verma
> Sent: Monday, May 24, 2010 4:51 PM
> To: accessindia at accessindia.org.in
> Subject: Re: [AI] Difficulties in Banking
>
> Hello,
>
> Noone has to deform such a pioneer corporate like PNB. RBI framed
rules 
> and
> circulars, but being a Branch Manager, it seems impractical to issue
ATM
> card to the blind customers. Let me argue the matter with the blind 
> customer
> who is in need of ATM card and cheque book. Why does he need ATM card
and
> cheque book and how shall I issue? Let him convince me.
>
> Thanks.
> Kamal Verma
> ----- Original Message -----
> From: "Mahesh Panicker" <maheshspanicker at gmail.com>
> To: <accessindia at accessindia.org.in>
> Sent: Monday, May 24, 2010 12:41 PM
> Subject: Re: [AI] Difficulties in Banking
>
>
>> dear Mr. Verma. .
>> surprised to know someone has something nice to say about PNB. I
>> haven't find many other organizations as obnoxious as PNB is. I had a
>> real struggle to get my ATM card from PNB. in fact, I'd contacted the
>> higher authorities as well. but at the end of the day, I had to
>> complaint to the RBI, and also to the NHRC and the government of
India
>> ministry of finance to get my card. after all that, I got my card
>> after a good 7 months. recently too, I had a terrible time with the
>> PNB, when I applied for a check book. as I already mentioned, this
>> happened after I submitted the RBI circular on the rights of the
>> disabled on banking facility.
>> and then we all have the story of a visually challenged being asked
to
>> provide a NOC from the parents to avail an ATM card. have you heard
of
>> anything more obnoxious?
>> banks in general, and PNB in particular have a horrible record when
it
>> comes to acknowledging the rightful claims of the disabled. so we
have
>> to take the struggle against such horrible institutional nonsense to
>> all possible levels including the media.
>>
>> On 5/24/10, Kamal Verma <kamalverma at pnb.co.in> wrote:
>>> Hello all,
>>>
>>> I am surprised to note various complaints against PNB in this list.
I am
>>> availing all the banking facilities, such as cheque book, debit
card,
>>> credit
>>> card, internet banking, etc. PNB does not ignore the blind
community,
>>> hence
>>> if any problem occurs, it may be communicated to the higher
authorities
>>> of
>>> PNB with the name and designation of the concerned officer.
>>>
>>> Thanks.
>>> Kamal Verma
>>>
>>> ----- Original Message ----- From: "Mahesh Panicker"
>>> <maheshspanicker at gmail.com>
>>> To: <accessindia at accessindia.org.in>
>>> Sent: Sunday, May 23, 2010 8:39 PM
>>> Subject: Re: [AI] Difficulties in Banking
>>>
>>>
>>>
>>> > banking is one area where there is a lot of discrimination against
the
>>> > visually challenged. opening an account itself isn't any easier,
but
>>> > ones you open an account, getting the common banking facilities
like
>>> > ATM cards and check book is an absolute nightmare.I've an account
with
>>> > the Punjab National Bank, and I had my struggle of my life to get
my
>>> > ATM card issued. it took me a good 7 month for the same to be
done.
>>> > the struggle for the check book was also on similar lines, and
>>> > although I've got the checkbook, it has come with a lot of
conditions.
>>> > most people on access india can tell you similar stories. I
believe
>>> > some of our own members have taken a lot of initiative in this
regard,
>>> > and the 2008 RBI order is an achievement because of such
initiatives.
>>> >
>>> > On 5/23/10, BHAWANI SHANKAR VERMA <bsvermadurg at gmail.com> wrote:
>>> >
>>> > > blind persons should organize and conduct an agitation before
the
>>> banking
>>> > > division and finance ministry. this is the only solution.
>>> > > ----- Original Message ----- From: "rahul cherian"
>>> > > <rahul.cherian at inclusiveplanet.com>
>>> > > To: <accessindia at accessindia.org.in>
>>> > > Sent: Sunday, May 23, 2010 12:47 PM
>>> > > Subject: [AI] Difficulties in Banking
>>> > >
>>> > >
>>> > >
>>> > > > Folks,
>>> > > >
>>> > > > I have been asked to prepare a comprehensive note on the
issues
>>> > > > that
>>> > > persons
>>> > > > with visual impairment face with banking in India, especially
in >
>>> leading
>>> > > > banks such as ICICI, HDFC and SBI, along with possible
solutions.
>>> > > > This
>>> > > note
>>> > > > has been asked for by some senior people I know personally in 
>>> > > > these
>>> > > >  >
>>> banks.
>>> > > > If anyone would like to help me prepare this note do let me
know 
>>> > > > at
>>> the
>>> > > > earliest. If anyone has the details of any such note which has

>>> > > > been
>>> > > prepared
>>> > > > earlier do forward that to me.
>>> > > >
>>> > > > Best regards,
>>> > > >
>>> > > > Rahul Cherian
>>> > > > Inclusive Planet
>>> > > >
>>> > > > On 23 May 2010 12:39, Srinivasu Chakravarthula
>>> > > <srinivasu at srinivasu.org>wrote:
>>> > > >
>>> > > >
>>> > > > > Hi Dinesh,
>>> > > > > Can you provide us with little more details about your
problem
>>> > > > > with
>>> > > > > Yahoo! Messenger so as to help you better?
>>> > > > >
>>> > > > > Regards,
>>> > > > > Srinivasu
>>> > > > >
>>> > > > > On 5/23/10, dinesh shukla <dineshshukla2815 at gmail.com>
wrote:
>>> > > > > >     dear friends I am not able to chatte with the help of 
>>> > > > > > Yahoo
>>> > > > > massenger.
>>> > > > > > please help me to do  the same telling me the steps. 
>>> > > > > > Dinesh
>>> > > Shukla.
>>> > > > > >
>>> > > > > >
>>> > > > > > To unsubscribe send a message to >
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>>> > > > > > the subject unsubscribe.
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>>> > > > > >
>>> > > > >
>>> > > > > --
>>> > > > > Sent from my mobile device
>>> > > > >
>>> > > > > Best regards,
>>> > > > >
>>> > > > > Srinivasu Chakravarthula
>>> > > > > Mobile: +91 990 081 0881
>>> > > > > Website: http://www.srinivasu.org
>>> > > > > Follow me on Twitter: http://twitter.com/sriniworld/
>>> > > > >
>>> > > > >
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>>> > > > >
>>> > > > >
>>> > > >
>>> > > >
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>>> > > >
>>> > >
>>> > >
>>> > >
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>>> > >
>>> > >
>>> >
>>> >
>>> > --
>>> > Mahesh S. Panicker
>>> > C123;
>>> > Dayanand Colony;
>>> > Lajpat Nagar4;
>>> >
>>> > New delhi india.
>>> >
>>> >
>>> >
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>>
>>
>> --
>> Mahesh S. Panicker
>> C123;
>> Dayanand Colony;
>> Lajpat Nagar4;
>>
>> New delhi india.
>>
>>
>>
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expressed in this mail may not necessarily reflect that of Punjab
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