[AI] provisions for issuing lic policies for PWDs
priyesh.cu at gmail.com
Sun May 9 01:53:31 EDT 2010
Friends, 1 L I C agent tolled me Blind people are not eligible to
get any accident benefits from the insurance company. is it true?
at last I haven't taken the policy. If anybody on this list
knows about the terms & conditions regarding L I C Policies to
the V I people pl throw some light on it
expecting your help in this matter.
With best regards Priyesh.c.u. Mobile NO: 09846141225. Email I d:
priyesh.cu at gmail.com
Skype Id: priyesh.cu Follow me on Twitter ID: priyeshcu
WHENEVER THERE IS DECLINE OF RIGHTEOUSNESS, AND RISE OF
UNRIGHTEOUSNESS, I INCARNATE MYSELF TO PROTECT THE VIRTUOUS AND TO
DESTROY THE WICKED, FROM AGE TO AGE
----- Original Message -----
From: "Vamshi. G" <gvamshiai at gmail.com>
To: <accessindia at accessindia.org.in>
Sent: Sunday, May 09, 2010 8:11 AM
Subject: Re: [AI] provisions for issuing lic policies for PWDs
> Hi Mukesh,
> I've taken a LIC policy without any problems and without any additional
> I've clearly mentioned that I'm visually handicapped and submitted my
> disability certificate along with the application.
> So, there is no provision which debars a blind person from taking a LIC
> One of our friends on the list, Mr. Amilesh Kumar, who is working as
> an administrative officer in LIC will be able to help us with the
> exact details.
> G. Vamshi
> PH Res : +91 877-2243861
> Mobile: +91 9949349497
> E-mail ID:
> gvamshiai at gmail.com
> Skype: gvamshi81
>>From darkness unto light
> On 5/9/10, mukesh jain <mukesh.jain57 at gmail.com> wrote:
>> hello list,
>> this time I seek for your valuable opinion on my below mentioned
>> query. This is related to LIC policy ffor the persons with
>> In this connection, I would like to know that :
>> 1 once I submit my proposal to any LIC agent how much time it takes
>> place ffor the LIC to issue the policy to the persons with visual
>> 2 what are the procedures for ggrievances and redressals for not
>> issuing the policy without giving any reasons?
>> 3 do we have to submit our medical report through the prescribed lic
>> doctor ffor eye check up? If yes, what are the conditions for getting
>> rejected in such medical test?
>> I am raising these queries because recently I have been facing
>> certain problems to apply for LIC policy.
>> Few days back, I have applied ffor one policy through LIC called
>> jeevansaral. I have submitted my all required documents including
>> proof of residence, photo identity, disability cerrttifficatte and
>> passport size photograph. I have handed over these documents to LIC
>> agent and filled up the proposal form for the aforesaid policy. On
>> enquiring about medical test, my agent informed me that you need not
>> appear for any medical test as you have already submitted your
>> certificate of disability. But after few days, my agent asked me to
>> come to doctor for medical test. So I have appeared ffor two tests,
>> one ffor body check up and another for eye check up.
>> Out of these two tests, doctor taking body check up test immediately
>> completed all the required formalities and when my agent took me to
>> another doctor for eye check up the doctor refused to proceed with
>> eye check up as they informed that they are not authorized to give the
>> recommendations for lic policies. So we had to run around several
>> such opthomologists but all in vain for same reasons. At last, one
>> doctor checked my eyes and prepared the eye report but without making
>> any signatures or seals.
>> My agent informed me that we need not worry as we will get it done
>> in few days. But when I have not received any replies from my agent I
>> have immediately applied for refund of my proposal amount to lic and
>> took back the said amount from lic. While taking the refunds, I got to
>> learn from the manager of the lic branch that my agent has not kept up
>> to date her targets hence, you were not been able to get your policy
>> till now and on his recommendations, I applied once again for the same
>> policy with other agent. But to my surprise, this ttime too I am not
>> able to get proper reply either through agency or my agent. As per my
>> agent information, these kind of cases such as, issuing policy to the
>> persons with disability especially to blind persons are of critical
>> nature hence, it takes lot of ttime. As per my agency information on
>> the other hand, my papers are not yet submitted to branch for putting
>> up proposal.
>> So I am very confused about this situations and hence, requesting you
>> to kindly advice me in this matter. I have narrated this incidence in
>> detail so as to give clear view and to seek valuable advice from the
>> learned members on the list.
>> Your kind cooperation in this regard would be highly obliged.
>> Mukesh jain
>> Mukesh.jain57 at gmail.com
>> Skype: mukeshja
>> Mob: 09977165123
>> "Face your deficiencies and acknowledge them; but do not let them
>> master you. Let them teach you patience, sweetness, insight. "
>> Helen Keller
>> To unsubscribe send a message to accessindia-request at accessindia.org.in
>> the subject unsubscribe.
>> To change your subscription to digest mode or make any other changes,
>> visit the list home page at
> To unsubscribe send a message to accessindia-request at accessindia.org.in
> with the subject unsubscribe.
> To change your subscription to digest mode or make any other changes,
> please visit the list home page at
More information about the AccessIndia