[AI] Punjab National Bank

prakash prakashchandra_1000 at yahoo.co.in
Thu Jul 5 11:12:20 EDT 2007


u can get the copy of this cercular from national fadration of blind
----- Original Message ----- 
From: "Rakesh Kumar Gupta" <rkgd1964 at yahoo.co.in>
To: <accessindia at accessindia.org.in>
Sent: Wednesday, July 04, 2007 11:03 PM
Subject: Re: [AI] Punjab National Bank


> Hi Harish and All,
> I may confidently tell you that some guidelines were issued to all 
> national
> and private banks by RBI related to issue of cheque books to visually
> impaired persons in September 2004 because I had also collected a hard 
> copy
> of that circular of guidelines from a secret person.
>
> Some of main lines are being mentioned here:
> "All national and private banks are directed that they are bound to issue
> the cheque book to all visually impaired account holders, if anyone of 
> them
> demands for it.
> Those visually impaired persons are operating their account through their
> signature, they have no
> any restriction.
> But those persons are operating their account through Thum Impression, 
> they
> have some restrictions, such as:
> 1. They must use their thum impression only in Crossed Cheque and their 
> thum
> impression will be verified by their bank manager.
> 2. They can nott issue   self cheque or bearer cheque to any person."
> Regards, Rakesh.
> ----- Original Message ----- 
> From: "harish kotian" <hpkotian at rbi.org.in>
> To: <accessindia at accessindia.org.in>
> Sent: Wednesday, July 04, 2007 11:34 AM
> Subject: Re: [AI] Punjab National Bank
>
>
>> Hi
>> There is no such guidelines from RBI specifically touching VI, that I 
>> know
>> of.
>>
>>
>> Harish.
>>
>> ----- Original Message ----- 
>> From: "Rakesh Kumar Gupta" <rkgd1964 at yahoo.co.in>
>> To: <accessindia at accessindia.org.in>
>> Cc: "pamnani" <kanchanpamnani at hotmail.com>
>> Sent: Wednesday, July 04, 2007 7:33 AM
>> Subject: Re: [AI] Punjab National Bank
>>
>>
>>> Hi,
>>> Can anybody give me specific website address for getting RBI Guidelines
>>> regarding various banking facilities specially relating Visually 
>>> impaired
>>> persons such as: opening saving, fixed or other type of accounts, 
>>> various
>>> type of loans etc.
>>> Have a nice Time!
>>> Regards,
>>> Rakesh Kumar Gupta
>>> Cell: 9968295921
>>> ----- Original Message ----- 
>>> From: "pamnani" <kanchanpamnani at hotmail.com>
>>> To: <accessindia at accessindia.org.in>
>>> Sent: Tuesday, July 03, 2007 6:21 AM
>>> Subject: Re: [AI] Punjab National Bank
>>>
>>>
>>>> Rahul,
>>>> Please ask them for some circular or rule which says that they cant 
>>>> give
>>>> you
>>>> a cheque book etc.
>>>> Are you willing to fight this  for about 3 months if so write down full
>>>> details and mail me at
>>>> pamnani at vsnl.com
>>>>
>>>> actually you wont have to fight because i will be doing the
>>>> correspondence
>>>> but you will have to do everything else like going to the branch,
>>>> getting
>>>> details,answering questions, following up etc.
>>>>
>>>> I have decided to take each case on a case to case basis until I have
>>>> the
>>>> time to take IBA and the CCPD to Court.
>>>>
>>>> Kanchan
>>>>
>>>>
>>>> ----- Original Message ----- 
>>>> From: "Rahul" <rahulgambhir.ster at gmail.com>
>>>> To: <accessindia at accessindia.org.in>
>>>> Sent: Sunday, July 01, 2007 00:28
>>>> Subject: Re: [AI] hdfc ATM card
>>>>
>>>>
>>>>> hello, respected members
>>>>> Nice to see this issue on Access India. I have my account in Punjab
>>>>> national
>>>>> bank. I have requested them to issue me an ATM card and  check book.
>>>>> they
>>>>> r
>>>>> saying that these service are not available for a visually challenged
>>>>> person. tell me what to do next to over come this major problem.
>>>>> thanks in advance
>>>>> Rahul Gambhir
>>>>>
>>>>>
>>>>> ----- Original Message ----- 
>>>>> From: "pamnani" <kanchanpamnani at hotmail.com>
>>>>> To: <accessindia at accessindia.org.in>
>>>>> Sent: Wednesday, June 27, 2007 9:00 AM
>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>
>>>>>
>>>>>> Sanjeev Good your problem is over.
>>>>>> We will fight every battle in this manner till it becomes too much 
>>>>>> for
>>>>>> the
>>>>>> banks to deal with each individual case as an exception. this is the
>>>>>> best
>>>>>> way to get it.
>>>>>>
>>>>>> We are also working on a memorandum for the Banking facilities and
>>>>>> will
>>>>>> revert to this group when some proper drafting is done. Also looking
>>>>>> at
>>>>>> modifying and or challenging the CCPD order as well as IBA Rules.
>>>>>>
>>>>>> It will take some time because all issues have to be considered. In
>>>>>> the
>>>>>> meantime I am working on the NSDL representation and the Petition
>>>>>> against
>>>>>> Rs. 2 coins. Check accessindia for further details.
>>>>>> In another case I have senta notice to Bank of Baroda regarding non
>>>>>> granting
>>>>>> of ATM to one Anjali Jamale who is not part of this group. I think it
>>>>>> may
>>>>>> be
>>>>>> worked out soon based on the reply that I have received from the
>>>>>> Branch.
>>>>>> Will revert.
>>>>>> If anybody has been denied any banking service because they are
>>>>>> visually
>>>>>> challenged , they must start asking for these facilities immediately
>>>>>> so
>>>>>> that
>>>>>> we can capitalise on the situation and use the RBI email IDs that I
>>>>>> had
>>>>>> emailed.
>>>>>> Kanchan
>>>>>> ----- Original Message ----- 
>>>>>> From: "Chaodhari, Sanjeev IN BOM SISL" 
>>>>>> <Sanjeev.Chaodhari at siemens.com>
>>>>>> To: <accessindia at accessindia.org.in>
>>>>>> Sent: Wednesday, June 27, 2007 17:12
>>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>>
>>>>>>
>>>>>>> Dear members
>>>>>>> Hi
>>>>>>> Finally I got ATM card. Email id given by harish and kanchan has
>>>>>>> worked.
>>>>>>>
>>>>>>> But the bad site of this is they still didn't have change there
>>>>>>> rules,
>>>>>>> which means if another visually challenged person wants ATM card in
>>>>>>> HDFC
>>>>>>> bank. Then he will have to go again same procedure again.
>>>>>>> They have given me ATM card considering me as exception, and I have
>>>>>>> to
>>>>>>> go to there branch to collect my card and pin number. Usually for
>>>>>>> others
>>>>>>> it comes by corier.
>>>>>>> And don't worry pranav, according to then they have issue ATM card 
>>>>>>> to
>>>>>>> you, when this rule was not there, so they cannot do anything.
>>>>>>> So what do you think member's what should we do in order to realize
>>>>>>> them
>>>>>>> that I am not the alone,
>>>>>>> Thanks.
>>>>>>> When you don't have any choice, you have a choice to work hard.
>>>>>>> Sanjeev
>>>>>>> Email: Sanjeev.chaodhari at siemens.com
>>>>>>> Or daarshnicsanjeev at hotmail.com
>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com
>>>>>>> Call: +919820637390
>>>>>>> Direct office: +9102267572118
>>>>>>> -----Original Message-----
>>>>>>> From: accessindia-bounces at accessindia.org.in
>>>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of
>>>>>>> Chaodhari,
>>>>>>> Sanjeev IN BOM SISL
>>>>>>> Sent: Wednesday, May 09, 2007 3:15 PM
>>>>>>> To: accessindia at accessindia.org.in
>>>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>>>
>>>>>>> Hi kanchan
>>>>>>>
>>>>>>> I asked about rules but Sr. Manager Corporate Salary but she sed its
>>>>>>> there internal rule. When I mention the fact some other vi hold ATM
>>>>>>> cards in mumbai's hdfc bank (without providing any ditailes about
>>>>>>> person
>>>>>>> or any branch) she has ask me to send me a mail with bank ditailes
>>>>>>> which
>>>>>>> she is going to forword to there product head, asking for product
>>>>>>> confermation with other ditailes.
>>>>>>> thank
>>>>>>>
>>>>>>> When you don't have any choice, you have a choice to work hard.
>>>>>>> Sanjeev
>>>>>>> Email: Sanjeev.chaodhari at siemens.com
>>>>>>> Or daarshnicsanjeev at hotmail.com
>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com
>>>>>>> Call: +919820637390
>>>>>>> Direct office: +9102267572118
>>>>>>> -----Original Message-----
>>>>>>> From: accessindia-bounces at accessindia.org.in
>>>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Pamnani
>>>>>>> Sent: Wednesday, May 09, 2007 12:22 PM
>>>>>>> To: accessindia at accessindia.org.in
>>>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>>>
>>>>>>> Sanjeev, ask them for the Rules.
>>>>>>> My guess is that they will now quote from IBA.
>>>>>>>
>>>>>>> There is a point I have been trying to make to friends on a personal
>>>>>>> level
>>>>>>> and that is that if the visually challenged keep running of to the
>>>>>>> Commissioner of Disabilities and to the Courts then we are going to
>>>>>>> make
>>>>>>>
>>>>>>> life very difficult for ourselves and the next generation.
>>>>>>>
>>>>>>> The banking problem has been hassling us for some time but most of 
>>>>>>> us
>>>>>>> got
>>>>>>> the accounts we wanted when there were no clear guidelines. Based on
>>>>>>> the
>>>>>>>
>>>>>>> Disabilities Commissioner's order the IBA came up with guidelines
>>>>>>> which
>>>>>>> have
>>>>>>> in fact damaged our cause. Now every bank has to live with the IBA
>>>>>>> guidelines and will start limiting us.
>>>>>>>
>>>>>>> PRANAV AND OTHERS WITH HDFC better watch out. They may just cancel
>>>>>>> your
>>>>>>> ATM.
>>>>>>>
>>>>>>> Everybody who runs to court should consider the long term
>>>>>>> repurcussion.
>>>>>>>
>>>>>>> The man who filed for banking rights before the Commissioner of
>>>>>>> Disabilities
>>>>>>> limited his own case. The discussion of the Disability Commissioner
>>>>>>> shows on
>>>>>>> the record that we have spoilt our own case. Someone did share this
>>>>>>> information on the list but I guess none of youll read this in
>>>>>>> detail.
>>>>>>>
>>>>>>> Lets be careful in the future.
>>>>>>>
>>>>>>> Maybe we should start a new thread on this discussion.
>>>>>>>
>>>>>>> Kanchan Pamnani
>>>>>>> Advocate & Solicitor
>>>>>>> 9, Suleman Chambers,
>>>>>>> Battery Street, Colaba,
>>>>>>> Mumbai - 400 039.
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>> ----- Original Message ----- 
>>>>>>> From: "Pranav Lal" <pranav.lal at gmail.com>
>>>>>>> To: <accessindia at accessindia.org.in>
>>>>>>> Sent: Wednesday, May 09, 2007 11:28 AM
>>>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>>>
>>>>>>>
>>>>>>>> This is indeed strange. I did get an ATM card from hdfc so I do not
>>>>>>>> know  what rules they are talking about. I have 2 accounts with
>>>>>>>> them.
>>>>>>>>
>>>>>>>> On 5/9/07, Chaodhari, Sanjeev IN BOM SISL
>>>>>>> <Sanjeev.Chaodhari at siemens.com>
>>>>>>>> wrote:
>>>>>>>>> Hi pranav
>>>>>>>>>
>>>>>>>>> Problem is not with opening account in HDFC bank, problem is they
>>>>>>>>> are
>>>>>>>>> refusing to give me ATM card, they say that it does not feet in to
>>>>>>>>> rules.
>>>>>>>>> I have successfully open account in HDFC bank.
>>>>>>>>>
>>>>>>>>> When you don't have any choice, you have a choice to work hard.
>>>>>>>>> Sanjeev
>>>>>>>>> Email: Sanjeev.chaodhari at siemens.com
>>>>>>>>>  Or daarshnicsanjeev at hotmail.com
>>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com
>>>>>>>>>  Call: +919820637390
>>>>>>>>> Direct office: +9102267572118
>>>>>>>>> -----Original Message-----
>>>>>>>>> From: accessindia-bounces at accessindia.org.in
>>>>>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of 
>>>>>>>>> Pranav
>>>>>>> Lal
>>>>>>>>> Sent: Wednesday, May 09, 2007 7:33 AM
>>>>>>>>> To: accessindia at accessindia.org.in
>>>>>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>>>>>
>>>>>>>>> Hi Sanjeev,
>>>>>>>>>
>>>>>>>>> I successfully opened an account with the Kandivilli West branch 
>>>>>>>>> in
>>>>>>>>> Mumbai.
>>>>>>>>> In the worst-case scenario, you could do the same and I could give
>>>>>>> you
>>>>>>>>> the
>>>>>>>>> contact information of my personal banker.  Mind you, you could
>>>>>>>>> still
>>>>>>> go
>>>>>>>>> to
>>>>>>>>> the Worlie branch and access the facilities from their.
>>>>>>>>>
>>>>>>>>> Pranav
>>>>>>>>>
>>>>>>>>> -----Original Message-----
>>>>>>>>> From: accessindia-bounces at accessindia.org.in
>>>>>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of
>>>>>>> Chaodhari,
>>>>>>>>> Sanjeev IN BOM SISL
>>>>>>>>> Sent: Tuesday, May 08, 2007 8:52 AM
>>>>>>>>> To: accessindia at accessindia.org.in
>>>>>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>>>>>
>>>>>>>>> Hi pranav
>>>>>>>>> I live in Mumbai, and banking in worly branch.
>>>>>>>>>
>>>>>>>>> When you don't have any choice, you have a choice to work hard.
>>>>>>>>> Sanjeev
>>>>>>>>> Email: Sanjeev.chaodhari at siemens.com
>>>>>>>>>  Or daarshnicsanjeev at hotmail.com
>>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com
>>>>>>>>>  Call: +919820637390
>>>>>>>>> Direct office: +9102267572118
>>>>>>>>> -----Original Message-----
>>>>>>>>> From: accessindia-bounces at accessindia.org.in
>>>>>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of 
>>>>>>>>> Pranav
>>>>>>> Lal
>>>>>>>>> Sent: Tuesday, May 08, 2007 7:09 AM
>>>>>>>>> To: accessindia at accessindia.org.in
>>>>>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>>>>>
>>>>>>>>> Hi Sanjeev,
>>>>>>>>>
>>>>>>>>> I have been banking with HDFC four over four years and have had no
>>>>>>>>> problems.
>>>>>>>>> Which branch are you banking with and what city are you in?
>>>>>>>>>
>>>>>>>>> Pranav
>>>>>>>>>
>>>>>>>>> -----Original Message-----
>>>>>>>>> From: accessindia-bounces at accessindia.org.in
>>>>>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of
>>>>>>> Chaodhari,
>>>>>>>>> Sanjeev IN BOM SISL
>>>>>>>>> Sent: Monday, May 07, 2007 9:37 AM
>>>>>>>>> To: accessindia at accessindia.org.in
>>>>>>>>> Subject: [AI] hdfc ATM card
>>>>>>>>>
>>>>>>>>> Dear member's
>>>>>>>>>
>>>>>>>>> Hi
>>>>>>>>>
>>>>>>>>> Recently I have open account in hdfc bank. They have provided me
>>>>>>> phone
>>>>>>>>> banking facility, and according to there wellcome letter I will 
>>>>>>>>> get
>>>>>>> my
>>>>>>>>> details of net banking in 10 daies. Still 3 or 4 daies to go.
>>>>>>>>>
>>>>>>>>> But they have refused me to give ATM card, saying that it does not
>>>>>>> fit
>>>>>>>>> in to rules.
>>>>>>>>>
>>>>>>>>> Does anybody have hdfc's ATM card?
>>>>>>>>>
>>>>>>>>> What should be my next step?
>>>>>>>>>
>>>>>>>>>
>>>>>>>>>
>>>>>>>>>
>>>>>>>>>
>>>>>>>>> When you don't have any choice, you have a choice to work hard.
>>>>>>>>>
>>>>>>>>> Sanjeev
>>>>>>>>>
>>>>>>>>> Email: Sanjeev.chaodhari at siemens.com
>>>>>>>>>
>>>>>>>>>  Or daarshnicsanjeev at hotmail.com
>>>>>>>>>
>>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com
>>>>>>>>>
>>>>>>>>>  Call: +919820637390
>>>>>>>>>
>>>>>>>>> Direct office: +9102267572118
>>>>>>>>>
>>>>>>>>>
>>>>>>>>>
>>>>>>>>> To unsubscribe send a message to
>>>>>>> accessindia-request at accessindia.org.in
>>>>>>>>> with
>>>>>>>>> the subject unsubscribe.
>>>>>>>>>
>>>>>>>>> To change your subscription to digest mode or make any other
>>>>>>>>> changes,
>>>>>>>>> please
>>>>>>>>> visit the list home page at
>>>>>>>>>
>>>>>>>>>
>>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i
>>>>>>>>> n
>>>>>>>>>
>>>>>>>>>
>>>>>>>>> To unsubscribe send a message to
>>>>>>> accessindia-request at accessindia.org.in
>>>>>>>>> with the subject unsubscribe.
>>>>>>>>>
>>>>>>>>> To change your subscription to digest mode or make any other
>>>>>>>>> changes,
>>>>>>>>> please visit the list home page at
>>>>>>>>>
>>>>>>>>>
>>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i
>>>>>>>>> n
>>>>>>>>>
>>>>>>>>> To unsubscribe send a message to
>>>>>>> accessindia-request at accessindia.org.in
>>>>>>>>> with
>>>>>>>>> the subject unsubscribe.
>>>>>>>>>
>>>>>>>>> To change your subscription to digest mode or make any other
>>>>>>>>> changes,
>>>>>>>>> please
>>>>>>>>> visit the list home page at
>>>>>>>>>
>>>>>>>>>
>>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i
>>>>>>>>> n
>>>>>>>>>
>>>>>>>>>
>>>>>>>>> To unsubscribe send a message to
>>>>>>> accessindia-request at accessindia.org.in
>>>>>>>>> with the subject unsubscribe.
>>>>>>>>>
>>>>>>>>> To change your subscription to digest mode or make any other
>>>>>>>>> changes,
>>>>>>>>> please visit the list home page at
>>>>>>>>>
>>>>>>>>>
>>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i
>>>>>>>>> n
>>>>>>>>>
>>>>>>>>> To unsubscribe send a message to
>>>>>>> accessindia-request at accessindia.org.in
>>>>>>>>> with
>>>>>>>>> the subject unsubscribe.
>>>>>>>>>
>>>>>>>>> To change your subscription to digest mode or make any other
>>>>>>>>> changes,
>>>>>>>
>>>>>>>>> please
>>>>>>>>> visit the list home page at
>>>>>>>>>
>>>>>>>>>
>>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i
>>>>>>> n
>>>>>>>>>
>>>>>>>>
>>>>>>>> To unsubscribe send a message to
>>>>>>> accessindia-request at accessindia.org.in
>>>>>>>> with the subject unsubscribe.
>>>>>>>>
>>>>>>>> To change your subscription to digest mode or make any other
>>>>>>>> changes,
>>>>>>>> please visit the list home page at
>>>>>>>>
>>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i
>>>>>>> n
>>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>> To unsubscribe send a message to
>>>>>>> accessindia-request at accessindia.org.in
>>>>>>> with the subject unsubscribe.
>>>>>>>
>>>>>>> To change your subscription to digest mode or make any other 
>>>>>>> changes,
>>>>>>> please visit the list home page at
>>>>>>>
>>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i
>>>>>>> n
>>>>>>>
>>>>>>> To unsubscribe send a message to
>>>>>>> accessindia-request at accessindia.org.in
>>>>>>> with the subject unsubscribe.
>>>>>>>
>>>>>>> To change your subscription to digest mode or make any other 
>>>>>>> changes,
>>>>>>> please visit the list home page at
>>>>>>>
>>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i
>>>>>>> n
>>>>>>>
>>>>>>> To unsubscribe send a message to
>>>>>>> accessindia-request at accessindia.org.in
>>>>>>> with the subject unsubscribe.
>>>>>>>
>>>>>>> To change your subscription to digest mode or make any other 
>>>>>>> changes,
>>>>>>> please visit the list home page at
>>>>>>>
>>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>>>>>>>
>>>>>>
>>>>>>
>>>>>> To unsubscribe send a message to
>>>>>> accessindia-request at accessindia.org.in
>>>>>> with the subject unsubscribe.
>>>>>>
>>>>>> To change your subscription to digest mode or make any other changes,
>>>>>> please visit the list home page at
>>>>>>
>>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>>>>>
>>>>>
>>>>> To unsubscribe send a message to 
>>>>> accessindia-request at accessindia.org.in
>>>>> with the subject unsubscribe.
>>>>>
>>>>> To change your subscription to digest mode or make any other changes,
>>>>> please visit the list home page at
>>>>>
>>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>>>>>
>>>>
>>>>
>>>> To unsubscribe send a message to accessindia-request at accessindia.org.in
>>>> with the subject unsubscribe.
>>>>
>>>> To change your subscription to digest mode or make any other changes,
>>>> please visit the list home page at
>>>>
>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>>> Send instant messages to your online friends
>>> http://in.messenger.yahoo.com
>>>
>>>
>>> To unsubscribe send a message to accessindia-request at accessindia.org.in
>>> with the subject unsubscribe.
>>>
>>> To change your subscription to digest mode or make any other changes,
>>> please visit the list home page at
>>>
>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>>>
>>
>>
>>
>> To unsubscribe send a message to accessindia-request at accessindia.org.in
>> with the subject unsubscribe.
>>
>> To change your subscription to digest mode or make any other changes,
>> please visit the list home page at
>> 
>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>
> Send instant messages to your online friends http://in.messenger.yahoo.com
>
>
> To unsubscribe send a message to accessindia-request at accessindia.org.in 
> with the subject unsubscribe.
>
> To change your subscription to digest mode or make any other changes, 
> please visit the list home page at
>  http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in 

Send instant messages to your online friends http://in.messenger.yahoo.com 





More information about the AccessIndia mailing list