[AI] Punjab National Bank

harish kotian hpkotian at rbi.org.in
Wed Jul 4 02:04:16 EDT 2007


Hi
There is no such guidelines from RBI specifically touching VI, that I know 
of.


Harish.

----- Original Message ----- 
From: "Rakesh Kumar Gupta" <rkgd1964 at yahoo.co.in>
To: <accessindia at accessindia.org.in>
Cc: "pamnani" <kanchanpamnani at hotmail.com>
Sent: Wednesday, July 04, 2007 7:33 AM
Subject: Re: [AI] Punjab National Bank


> Hi,
> Can anybody give me specific website address for getting RBI Guidelines 
> regarding various banking facilities specially relating Visually impaired 
> persons such as: opening saving, fixed or other type of accounts, various 
> type of loans etc.
> Have a nice Time!
> Regards,
> Rakesh Kumar Gupta
> Cell: 9968295921
> ----- Original Message ----- 
> From: "pamnani" <kanchanpamnani at hotmail.com>
> To: <accessindia at accessindia.org.in>
> Sent: Tuesday, July 03, 2007 6:21 AM
> Subject: Re: [AI] Punjab National Bank
>
>
>> Rahul,
>> Please ask them for some circular or rule which says that they cant give 
>> you
>> a cheque book etc.
>> Are you willing to fight this  for about 3 months if so write down full
>> details and mail me at
>> pamnani at vsnl.com
>>
>> actually you wont have to fight because i will be doing the 
>> correspondence
>> but you will have to do everything else like going to the branch, getting
>> details,answering questions, following up etc.
>>
>> I have decided to take each case on a case to case basis until I have the
>> time to take IBA and the CCPD to Court.
>>
>> Kanchan
>>
>>
>> ----- Original Message ----- 
>> From: "Rahul" <rahulgambhir.ster at gmail.com>
>> To: <accessindia at accessindia.org.in>
>> Sent: Sunday, July 01, 2007 00:28
>> Subject: Re: [AI] hdfc ATM card
>>
>>
>>> hello, respected members
>>> Nice to see this issue on Access India. I have my account in Punjab
>>> national
>>> bank. I have requested them to issue me an ATM card and  check book. 
>>> they
>>> r
>>> saying that these service are not available for a visually challenged
>>> person. tell me what to do next to over come this major problem.
>>> thanks in advance
>>> Rahul Gambhir
>>>
>>>
>>> ----- Original Message ----- 
>>> From: "pamnani" <kanchanpamnani at hotmail.com>
>>> To: <accessindia at accessindia.org.in>
>>> Sent: Wednesday, June 27, 2007 9:00 AM
>>> Subject: Re: [AI] hdfc ATM card
>>>
>>>
>>>> Sanjeev Good your problem is over.
>>>> We will fight every battle in this manner till it becomes too much for
>>>> the
>>>> banks to deal with each individual case as an exception. this is the 
>>>> best
>>>> way to get it.
>>>>
>>>> We are also working on a memorandum for the Banking facilities and will
>>>> revert to this group when some proper drafting is done. Also looking at
>>>> modifying and or challenging the CCPD order as well as IBA Rules.
>>>>
>>>> It will take some time because all issues have to be considered. In the
>>>> meantime I am working on the NSDL representation and the Petition 
>>>> against
>>>> Rs. 2 coins. Check accessindia for further details.
>>>> In another case I have senta notice to Bank of Baroda regarding non
>>>> granting
>>>> of ATM to one Anjali Jamale who is not part of this group. I think it 
>>>> may
>>>> be
>>>> worked out soon based on the reply that I have received from the 
>>>> Branch.
>>>> Will revert.
>>>> If anybody has been denied any banking service because they are 
>>>> visually
>>>> challenged , they must start asking for these facilities immediately so
>>>> that
>>>> we can capitalise on the situation and use the RBI email IDs that I had
>>>> emailed.
>>>> Kanchan
>>>> ----- Original Message ----- 
>>>> From: "Chaodhari, Sanjeev IN BOM SISL" <Sanjeev.Chaodhari at siemens.com>
>>>> To: <accessindia at accessindia.org.in>
>>>> Sent: Wednesday, June 27, 2007 17:12
>>>> Subject: Re: [AI] hdfc ATM card
>>>>
>>>>
>>>>> Dear members
>>>>> Hi
>>>>> Finally I got ATM card. Email id given by harish and kanchan has 
>>>>> worked.
>>>>>
>>>>> But the bad site of this is they still didn't have change there rules,
>>>>> which means if another visually challenged person wants ATM card in 
>>>>> HDFC
>>>>> bank. Then he will have to go again same procedure again.
>>>>> They have given me ATM card considering me as exception, and I have to
>>>>> go to there branch to collect my card and pin number. Usually for 
>>>>> others
>>>>> it comes by corier.
>>>>> And don't worry pranav, according to then they have issue ATM card to
>>>>> you, when this rule was not there, so they cannot do anything.
>>>>> So what do you think member's what should we do in order to realize 
>>>>> them
>>>>> that I am not the alone,
>>>>> Thanks.
>>>>> When you don't have any choice, you have a choice to work hard.
>>>>> Sanjeev
>>>>> Email: Sanjeev.chaodhari at siemens.com
>>>>> Or daarshnicsanjeev at hotmail.com
>>>>> Space: http://daarshnicsanjeev/spaces/live.com
>>>>> Call: +919820637390
>>>>> Direct office: +9102267572118
>>>>> -----Original Message-----
>>>>> From: accessindia-bounces at accessindia.org.in
>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of 
>>>>> Chaodhari,
>>>>> Sanjeev IN BOM SISL
>>>>> Sent: Wednesday, May 09, 2007 3:15 PM
>>>>> To: accessindia at accessindia.org.in
>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>
>>>>> Hi kanchan
>>>>>
>>>>> I asked about rules but Sr. Manager Corporate Salary but she sed its
>>>>> there internal rule. When I mention the fact some other vi hold ATM
>>>>> cards in mumbai's hdfc bank (without providing any ditailes about 
>>>>> person
>>>>> or any branch) she has ask me to send me a mail with bank ditailes 
>>>>> which
>>>>> she is going to forword to there product head, asking for product
>>>>> confermation with other ditailes.
>>>>> thank
>>>>>
>>>>> When you don't have any choice, you have a choice to work hard.
>>>>> Sanjeev
>>>>> Email: Sanjeev.chaodhari at siemens.com
>>>>> Or daarshnicsanjeev at hotmail.com
>>>>> Space: http://daarshnicsanjeev/spaces/live.com
>>>>> Call: +919820637390
>>>>> Direct office: +9102267572118
>>>>> -----Original Message-----
>>>>> From: accessindia-bounces at accessindia.org.in
>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Pamnani
>>>>> Sent: Wednesday, May 09, 2007 12:22 PM
>>>>> To: accessindia at accessindia.org.in
>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>
>>>>> Sanjeev, ask them for the Rules.
>>>>> My guess is that they will now quote from IBA.
>>>>>
>>>>> There is a point I have been trying to make to friends on a personal
>>>>> level
>>>>> and that is that if the visually challenged keep running of to the
>>>>> Commissioner of Disabilities and to the Courts then we are going to 
>>>>> make
>>>>>
>>>>> life very difficult for ourselves and the next generation.
>>>>>
>>>>> The banking problem has been hassling us for some time but most of us
>>>>> got
>>>>> the accounts we wanted when there were no clear guidelines. Based on 
>>>>> the
>>>>>
>>>>> Disabilities Commissioner's order the IBA came up with guidelines 
>>>>> which
>>>>> have
>>>>> in fact damaged our cause. Now every bank has to live with the IBA
>>>>> guidelines and will start limiting us.
>>>>>
>>>>> PRANAV AND OTHERS WITH HDFC better watch out. They may just cancel 
>>>>> your
>>>>> ATM.
>>>>>
>>>>> Everybody who runs to court should consider the long term 
>>>>> repurcussion.
>>>>>
>>>>> The man who filed for banking rights before the Commissioner of
>>>>> Disabilities
>>>>> limited his own case. The discussion of the Disability Commissioner
>>>>> shows on
>>>>> the record that we have spoilt our own case. Someone did share this
>>>>> information on the list but I guess none of youll read this in detail.
>>>>>
>>>>> Lets be careful in the future.
>>>>>
>>>>> Maybe we should start a new thread on this discussion.
>>>>>
>>>>> Kanchan Pamnani
>>>>> Advocate & Solicitor
>>>>> 9, Suleman Chambers,
>>>>> Battery Street, Colaba,
>>>>> Mumbai - 400 039.
>>>>>
>>>>>
>>>>>
>>>>> ----- Original Message ----- 
>>>>> From: "Pranav Lal" <pranav.lal at gmail.com>
>>>>> To: <accessindia at accessindia.org.in>
>>>>> Sent: Wednesday, May 09, 2007 11:28 AM
>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>
>>>>>
>>>>>> This is indeed strange. I did get an ATM card from hdfc so I do not
>>>>>> know  what rules they are talking about. I have 2 accounts with them.
>>>>>>
>>>>>> On 5/9/07, Chaodhari, Sanjeev IN BOM SISL
>>>>> <Sanjeev.Chaodhari at siemens.com>
>>>>>> wrote:
>>>>>>> Hi pranav
>>>>>>>
>>>>>>> Problem is not with opening account in HDFC bank, problem is they 
>>>>>>> are
>>>>>>> refusing to give me ATM card, they say that it does not feet in to
>>>>>>> rules.
>>>>>>> I have successfully open account in HDFC bank.
>>>>>>>
>>>>>>> When you don't have any choice, you have a choice to work hard.
>>>>>>> Sanjeev
>>>>>>> Email: Sanjeev.chaodhari at siemens.com
>>>>>>>  Or daarshnicsanjeev at hotmail.com
>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com
>>>>>>>  Call: +919820637390
>>>>>>> Direct office: +9102267572118
>>>>>>> -----Original Message-----
>>>>>>> From: accessindia-bounces at accessindia.org.in
>>>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Pranav
>>>>> Lal
>>>>>>> Sent: Wednesday, May 09, 2007 7:33 AM
>>>>>>> To: accessindia at accessindia.org.in
>>>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>>>
>>>>>>> Hi Sanjeev,
>>>>>>>
>>>>>>> I successfully opened an account with the Kandivilli West branch in
>>>>>>> Mumbai.
>>>>>>> In the worst-case scenario, you could do the same and I could give
>>>>> you
>>>>>>> the
>>>>>>> contact information of my personal banker.  Mind you, you could 
>>>>>>> still
>>>>> go
>>>>>>> to
>>>>>>> the Worlie branch and access the facilities from their.
>>>>>>>
>>>>>>> Pranav
>>>>>>>
>>>>>>> -----Original Message-----
>>>>>>> From: accessindia-bounces at accessindia.org.in
>>>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of
>>>>> Chaodhari,
>>>>>>> Sanjeev IN BOM SISL
>>>>>>> Sent: Tuesday, May 08, 2007 8:52 AM
>>>>>>> To: accessindia at accessindia.org.in
>>>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>>>
>>>>>>> Hi pranav
>>>>>>> I live in Mumbai, and banking in worly branch.
>>>>>>>
>>>>>>> When you don't have any choice, you have a choice to work hard.
>>>>>>> Sanjeev
>>>>>>> Email: Sanjeev.chaodhari at siemens.com
>>>>>>>  Or daarshnicsanjeev at hotmail.com
>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com
>>>>>>>  Call: +919820637390
>>>>>>> Direct office: +9102267572118
>>>>>>> -----Original Message-----
>>>>>>> From: accessindia-bounces at accessindia.org.in
>>>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of Pranav
>>>>> Lal
>>>>>>> Sent: Tuesday, May 08, 2007 7:09 AM
>>>>>>> To: accessindia at accessindia.org.in
>>>>>>> Subject: Re: [AI] hdfc ATM card
>>>>>>>
>>>>>>> Hi Sanjeev,
>>>>>>>
>>>>>>> I have been banking with HDFC four over four years and have had no
>>>>>>> problems.
>>>>>>> Which branch are you banking with and what city are you in?
>>>>>>>
>>>>>>> Pranav
>>>>>>>
>>>>>>> -----Original Message-----
>>>>>>> From: accessindia-bounces at accessindia.org.in
>>>>>>> [mailto:accessindia-bounces at accessindia.org.in] On Behalf Of
>>>>> Chaodhari,
>>>>>>> Sanjeev IN BOM SISL
>>>>>>> Sent: Monday, May 07, 2007 9:37 AM
>>>>>>> To: accessindia at accessindia.org.in
>>>>>>> Subject: [AI] hdfc ATM card
>>>>>>>
>>>>>>> Dear member's
>>>>>>>
>>>>>>> Hi
>>>>>>>
>>>>>>> Recently I have open account in hdfc bank. They have provided me
>>>>> phone
>>>>>>> banking facility, and according to there wellcome letter I will get
>>>>> my
>>>>>>> details of net banking in 10 daies. Still 3 or 4 daies to go.
>>>>>>>
>>>>>>> But they have refused me to give ATM card, saying that it does not
>>>>> fit
>>>>>>> in to rules.
>>>>>>>
>>>>>>> Does anybody have hdfc's ATM card?
>>>>>>>
>>>>>>> What should be my next step?
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>>
>>>>>>> When you don't have any choice, you have a choice to work hard.
>>>>>>>
>>>>>>> Sanjeev
>>>>>>>
>>>>>>> Email: Sanjeev.chaodhari at siemens.com
>>>>>>>
>>>>>>>  Or daarshnicsanjeev at hotmail.com
>>>>>>>
>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com
>>>>>>>
>>>>>>>  Call: +919820637390
>>>>>>>
>>>>>>> Direct office: +9102267572118
>>>>>>>
>>>>>>>
>>>>>>>
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